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Installment loans · Houston

Installment loans in Houston

141 storefronts, compared on what their borrowers report. Fewest bad reviews: TitleMax Title Loans on 12298 Veterans Memorial Dr. The most common complaint here: rude or disrespectful staff.

Fewest bad reviews

Installment loan stores in Houston with 15+ written reviews since Oct 2023, fewest one- and two-star reviews first (ranked on the share, allowing for how many reviews each has).

  1. 1TitleMax Title Loans12298 Veterans Memorial Dr · (281) 377-2330★ 5.0No bad reviews in 1,143
  2. 2Advance America2348 Fry Rd · (281) 398-6775★ 5.02 bad of 1,332
  3. 3TitleMax Title Loans9919 North Fwy Ste 110 · (281) 820-7938★ 5.0No bad reviews in 572
  4. 4Advance America7580-A W Bellfort Ave · (713) 270-0479★ 5.01 bad of 808
  5. 5TitleMax Title Loans5248 Aldine Mail Rte Rd · (281) 227-0037★ 5.01 bad of 785
  6. 6Speedy Cash8602 S Braeswood Blvd · (713) 772-2774★ 5.05 bad of 1,510
  7. 7Texan Credit Corporation5534 Airline Dr · (713) 699-3939★ 5.0No bad reviews in 486
  8. 8TitleMax Title Loans12899 Westheimer Rd Ste B · (832) 775-0146★ 5.01 bad of 670
  9. 9Advance America453 Uvalde Rd · (713) 330-8207★ 5.0No bad reviews in 445
  10. 10TitleMax Title Loans5603 Telephone Rd · (713) 360-3391★ 5.0No bad reviews in 445

What borrowers say about installment loan stores in Houston

What borrowers praise

Written reviews since Oct 2023 that say so, across 141 installment loan stores in Houston.

  • Fast service3,449 reviews
  • Explains the terms clearly2,343 reviews
  • Treats people with respect2,255 reviews
  • Helped in an emergency676 reviews
  • Honest, no pressure151 reviews
  • Good with first-time borrowers141 reviews

Why some borrowers were unhappy

The 357 one- and two-star reviews since Oct 2023, by the reason they give. One review can give several.

  • Rude or disrespectful staff93 of 357
  • Misled about the terms or the price37 of 357
  • Turned down, or asked for more paperwork18 of 357
  • Interest or fees too high18 of 357
  • Calls not answered or returned13 of 357
  • Credit pulled or reported, often with no loan11 of 357
  • Owed far more than they borrowed10 of 357
  • Aggressive collection calls or threats9 of 357

Most bad reviews

Stores where one- and two-star reviews since Oct 2023 run at least twice the average for installment loan stores in Houston (0.8%). Read why on each store’s page.

  1. 1OneMain Financial5757 Westheimer Rd #104 · (713) 369-3108★ 3.112 bad of 17
  2. 2OneMain Financial15757 FM 529 B · (281) 856-8485★ 3.98 bad of 23
  3. 3OneMain Financial5815 Gulf Fwy Ste B350 · (713) 928-6825★ 4.27 bad of 24
  4. 4Worth Finance Corporation507 N Sam Houston Pkwy E #306 · (713) 534-0667★ 4.29 bad of 35
  5. 5Regional Finance1804 Wirt Rd · (713) 956-1428★ 4.34 bad of 20

What it costs, and what to ask

Installment lenders need an OCCC license, and Texas sets the most they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Installment loans in Texas: how they work and your rights →

  1. 1

    What is the total of all payments, in dollars?

    Not just the monthly figure. Ask whether insurance is added, and whether it is optional.

  2. 2

    What happens if I’m late?

    Ask for the late fee in dollars and whether they call your employer or references.

  3. 3

    Can I pay it off early?

    Ask them to confirm there is no charge for paying early.

Every installment lender in Houston

141 storefronts, A to Z.

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