Sun Loan Company

Installment loans · also tax preparation · 10705 Market St Ste f, Northeast Houston

★ 4.9 · 858 ratingsHours listed

Same-day money

Should you go here?

Well reviewed, and Texas caps what it can charge.

Borrowers leave fewer bad reviews here than at 76% of Houston stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign

What borrowers say4.9★

858 ratings. Known for fast service.

What borrowers say ↓

Good sign

Bad reviews1%

of its written reviews are 1–2★, a lower share than at 76% of Houston stores. 3rd of 4 Sun Loan Company branches here.

How it compares ↓

Check it

What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.2 mi away · title loansLoanstar Title Loans — ★ 4.9 →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Houston and every other Sun Loan Company branch.

Rating

4.9Higher than 55% of Houston loan stores. City average is 4.4.

Lowest rated in HoustonHighest

Bad reviews (1–2★), share of written reviews

This store1%

Average Sun Loan Company branch in Houston1%

Average Houston installment loan store10%

Bad reviews by year · 0% in 2026

212223242526

What borrowers say

Ask for Lucy or Jessica
Known for fast service

Counted in 383 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service49 reviews · 12.8 per 100
Explains the terms clearly8 reviews · 2.1 per 100
Money the same day5 reviews · 1.3 per 100
Treats you with respect4 reviews · 1 per 100

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsProof of address

At the store

Walk in, no appointment · Wheelchair access · Apply online first

What to bring is from their website.

Ask these at the counter

1
What is the total of all payments, in dollars?
Not just the monthly figure. Ask whether insurance is added, and whether it is optional.
2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Sun Loan Company?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

“All the lady’s that work at this location on Market, are always nice and make help make your transaction easy and quick”
“Alma is a very friendly, helpful she explains everything really good great experience at this location”
“My experience in Sun Loan was really good they helped me out really fast I was able to receive the money the same day”
“I went into office today and visit the site and the workers were very professional, nice, workplace neat and clean very respectful and helpful”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans, and also tax preparation.

Part of a chain: Sun Loan Company has 24 locations across the Texas cities we cover — San Antonio (7), Houston (5), Laredo (4), El Paso (2), Brownsville (2), Corpus Christi (2), McAllen (1), Austin (1). See the Sun Loan Company brand page.

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