Tower Loan

Installment loans · 10938 Grant Rd, Norchester South

★ 4.9 · 145 ratingsHours listed

Should you go here?

Well reviewed, and Texas caps what it can charge.

Borrowers leave fewer bad reviews here than at 69% of Houston stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign

What borrowers say4.9★

145 ratings. Known for explaining the terms clearly.

What borrowers say ↓

Good sign

Bad reviews2%

of its written reviews are 1–2★, a lower share than at 69% of Houston stores.

How it compares ↓

Check it

What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.7 mi away · payday loansCheck `n Go — ★ 4.9, few bad reviews →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Houston.

Rating

4.9Higher than 55% of Houston loan stores. City average is 4.4.

Lowest rated in HoustonHighest

Bad reviews (1–2★), share of written reviews

This store2%

Average Houston installment loan store10%

Bad reviews by year · 17% in 2026

23242526

What borrowers say

Ask for Brianna
Known for explaining the terms clearly

Counted in 123 written reviews. Bars: mentions per 100.

What borrowers appreciate

Explains the terms clearly9 reviews · 7.3 per 100
Fast service6 reviews · 4.9 per 100
Treats you with respect3 reviews · 2.4 per 100

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsProof of address

At the store

Walk in, no appointment · Wheelchair access · Apply online first

What to bring is from their website.

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Tower Loan?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

“Awesome employees who explain all we need to know on our loan”
“Im surprised how fast and easy it was all the process.im relax and ready to get my check I used other financial services before.it was confusing and shady”
“She was very knowledgeable and very respectful”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans.

Part of a chain: Tower Loan has 10 locations across the Texas cities we cover — San Antonio (2), El Paso (2), Austin (2), McAllen (1), Fort Worth (1), Houston (1), Corpus Christi (1). See the Tower Loan brand page.

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