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Title loans · Houston

Title loans in Houston

99 storefronts, compared on what their borrowers report. Fewest bad reviews: TitleMax Title Loans on 12298 Veterans Memorial Dr. The most common complaint here: rude or disrespectful staff.

What borrowers say about title loan stores in Houston

What borrowers praise

Written reviews since Oct 2023 that say so, across 99 title loan stores in Houston.

  • Fast service3,166 reviews
  • Explains the terms clearly2,470 reviews
  • Treats people with respect2,144 reviews
  • Helped in an emergency687 reviews
  • Good with first-time borrowers155 reviews
  • Honest, no pressure141 reviews

Why some borrowers were unhappy

The 215 one- and two-star reviews since Oct 2023, by the reason they give. One review can give several.

  • Rude or disrespectful staff39 of 215
  • Misled about the terms or the price22 of 215
  • Interest or fees too high14 of 215
  • Owed far more than they borrowed9 of 215
  • Turned down, or asked for more paperwork7 of 215
  • Staff mistakes or a disorganized office5 of 215
  • Calls not answered or returned5 of 215
  • Long waits4 of 215

Most bad reviews

Stores where one- and two-star reviews since Oct 2023 run at least twice the average for title loan stores in Houston (0.6%). Read why on each store’s page.

  1. 1OneMain Financial15757 FM 529 B · (281) 856-8485★ 3.98 bad of 23
  2. 2Crown Title Loans9934 Jones Rd Ste K2 · (346) 569-6008★ 4.43 bad of 28

What it costs, and what to ask

Title loans lenders in the Houston area report an average fee of $18.58 per $100 for 30 days (OCCC, Q2 2026). On $1,000 for a month that is about $186 in fees, and Texas sets no cap on them. Last quarter about 6 in every 100 title-loan cars in the area were repossessed.

Car title loans in Texas: how they work and your rights →

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Ask for it in writing before you hand over your title.

  2. 2

    What happens if I’m late?

    Ask how many days before they can take the car.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Every title lender in Houston

99 storefronts, A to Z.

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