Credit Central
Installment loans · also tax preparation · 13030 Woodforest Blvd ste b, Riviera East
★ 4.7 · 36 ratingsHours listed
Should you go here?
Average reviews, and Texas caps what it can charge.
Its share of bad reviews is about average for Houston. Ask for the total of all payments, not the monthly figure, and compare a credit union first.
36 ratings. Nothing comes up often enough in its reviews to call out.
of its written reviews are 1–2★, a higher share than at 56% of Houston stores.
Texas sets the maximum charges. Ask for the total of all payments.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Houston.
Rating
4.7Higher than 41% of Houston loan stores. City average is 4.4.
Lowest rated in HoustonHighest
Bad reviews (1–2★), share of written reviews
What borrowers say
- Ask for Oslay
Stars in its 20 written reviews
Latest review May 2026 · 11 in the last year · Owner replied to 11 of 20
No one thing comes up often enough to count as a theme.
What it costs
Capped by Texas law
Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Walk in, no appointment · Apply online first
What to bring is from their website.
Ask these at the counter
- 1
What is the total of all payments, in dollars?
Not just the monthly figure. Ask whether insurance is added, and whether it is optional.
- 2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
- 3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.
Installment loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
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Write a reviewAbout this lender
Installment loans, and also tax preparation.
Part of a chain: Credit Central has 9 locations across the Texas cities we cover — San Antonio (3), El Paso (2), Brownsville (1), Corpus Christi (1), McAllen (1), Houston (1). See the Credit Central brand page.