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Worth Finance Corporation

Installment loans · 507 N Sam Houston Pkwy E #306, North Houston

★ 4.2 · 52 ratingsHours listed

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Should you go here?

Many bad reviews, and Texas caps what it can charge.

Borrowers leave more bad reviews here than at 79% of Houston stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Watch out
What borrowers say4.2★

52 ratings. Complaints go unanswered.

What borrowers say ↓

Watch out
Bad reviews26%

of its written reviews are 1–2★, a higher share than at 79% of Houston stores.

How it compares ↓

Check it
What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.1 mi away · check cashingCheck Recovery Systems →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Houston.

Rating

4.2Higher than 27% of Houston loan stores. City average is 4.4.

Lowest rated in HoustonHighest

Bad reviews (1–2★), share of written reviews

This store26%

Average Houston installment loan store10%

Bad reviews by year · 4% in 2026

What borrowers say

  • Complaints go unanswered

Counted in 35 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service3 reviews · 8.6 per 100

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

SSN or ITIN

At the store

Wheelchair access

What to bring is from their website.

Ask these at the counter

  1. 1

    What is the total of all payments, in dollars?

    Not just the monthly figure. Ask whether insurance is added, and whether it is optional.

  2. 2

    What happens if I’m late?

    Ask for the late fee in dollars and whether they call your employer or references.

  3. 3

    Can I pay it off early?

    Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

  1. 1Check Recovery SystemsCheck cashing · 0.1 mi
  2. 2Money Man 4 IntegritySmall loans · 0.3 mi★ 1.0
  3. 3Lending Helping Hands To OthrsSmall loans · 0.3 mi
  4. 4RealmexCheck cashing · 0.9 mi★ 3.7
  5. 5Central FinanceInstallment loans · 1.1 mi★ 4.8Few bad reviews
  6. 6PLS Check CashersPayday loans · 1.2 mi★ 4.7Many bad reviews

Been to Worth Finance Corporation?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

  • “Quick process and Good customer service!”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans.

Part of a chain: Worth Finance Corporation has 6 locations across the Texas cities we cover — Houston (2), Austin (1), McAllen (1), Laredo (1), San Antonio (1). See the Worth Finance Corporation brand page.

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