WhoWillLend

Loan places in Dallas

192 real storefronts where you can borrow or cash a check. · … of 194 open right now (Dallas time).

Payday35Title23Installment55Pawn21Check cashing66of 194 · many offer several

What a loan costs here$25.70 per $100payday, paid back at once$18.97 per $100title, paid back at onceDallas area averages, OCCC Q2 2026 · Full breakdown ↓
23 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees
Payday loan, renewed onceYou repay $757 $257 in fees, at the Dallas area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $25.70 per $100 that licensed stores in the Dallas area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

194 places · page 1 of 10

Storefronts in Dallas

  1. Savvy Loans

    Hours listedOpen 24 hours · Open Sundays

    1220 River Bend Dr Ste 250★ 4.5 (8,360)

    Payday loansInstallment loans

    • Ask for Application
    • Usually done in about 5 minutes

    More bad reviews than 64% here

    Call(888) 589-5171View details

  2. Uncle Dan's Pawn Shop - South Dallas

    Hours listedOpen late · Open Sundays

    8210 S Hampton Rd · Oak Cliff★ 4.9 (4,159)

    Pawn loansBuys gold & jewelry

    • Ask for Areli or Pablo
    • Deals in electronics, guns and jewelry and gold

    Fewer bad reviews than 75% here

    Call(972) 228-8524View details

  3. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    8122 Lake June Rd · Pleasant Grove★ 4.9 (3,350)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders · +2 more

    • Ask for Lesly
    • The owner answers complaints
    • Common complaint: the check-cashing fee

    Fewer bad reviews than 70% here

    Call(214) 309-0300View details

Know the price before you walk in

What these loans cost in the Dallas area

Averages that licensed payday and title stores in the Dallas area reported to the state for Q2 2026. Texas sets no cap on these fees, so ask every store for its own numbers.

Payday loan, paid back at once

$25.70 in fees per $100

About $166 in fees on a typical $645 for 17 days. 25 in 100 refinanced.

Payday loan, paid in installments

$288.02 in fees per $100

About $2,010 in fees on a typical $698 for 150 days. 8 in 100 refinanced.

Title loan, paid back at once

$18.97 in fees per $100

About $355 in fees on a typical $1,873 for 30 days. 53 in 100 refinanced.

Title loan, paid in installments

$94.66 in fees per $100

About $1,201 in fees on a typical $1,269 for 160 days. 11 in 100 refinanced.

Title lenders in the Dallas area repossessed 1,761 cars in the quarter — 5.60 for every 100 active title loans.

Dallas’s own ordinance: a payday loan can be at most 20% of your gross monthly income, a title loan at most the lesser of 3% of your yearly income or 70% of the car’s value, and at most four installments. Texas Appleseed

Source: Texas Office of Consumer Credit Commissioner, Credit Access Business (CAB) Quarterly Report by MSA, Q2 2026, published 15 Sep 2026. How Texas regulates these loans

  1. Uncle Dan's Pawn Shop - North Dallas

    Hours listedOpen late · Open Sundays

    1057 W Mockingbird Ln★ 5.0 (3,098)

    Pawn loansPayday loans · Buys gold & jewelry

    • Ask for Christina
    • Usually done in about 10 minutes

    Fewer bad reviews than 83% here

    Call(214) 920-9972View details

  2. Uncle Dan's Pawn Shop - East Dallas

    Hours listedOpen late

    5404 E Grand Ave★ 4.9 (3,017)

    Pawn loansPayday loans · Buys gold & jewelry

    • Ask for Oscar
    • Usually done in about 10 minutes

    Fewer bad reviews than 76% here

    Call(214) 823-8750View details

  3. Uncle Dan's Pawn - Lake June

    Hours listedOpen late · Open Sundays

    8012 Lake June Rd · Piedmont Addition★ 4.9 (2,911)

    Pawn loansBuys gold & jewelry

    • Ask for Leslie or Diana
    • Usually done in about 15 minutes

    Fewer bad reviews than 86% here

    Call(214) 391-0474View details

  4. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    7909 Spring Valley Rd · Far North Dallas★ 4.9 (2,764)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders · +1 more

    • Ask for Katherine or Tasha
    • The owner answers complaints

    Fewer bad reviews than 63% here

    Call(972) 661-8220View details

  5. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    2101 S Buckner Blvd · Piedmont Addition★ 4.9 (2,623)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders · +2 more

    • Ask for Jennifer
    • Cashes payroll checks

    Fewer bad reviews than 67% here

    Call(214) 381-0562View details

  6. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    9441 Forest Ln · Lake Highlands★ 4.8 (2,067)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders

    • Ask for Jonathan or Marily
    • Usually done in about 5 minutes
    • Common complaint: the check-cashing fee

    More bad reviews than 51% here

    Call(972) 968-0860View details

  7. PLS Check Cashers

    No hours listed · call ahead

    6500 Skillman St · Northeast Dallas★ 4.8 (1,866)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders

    • Ask for Javier or Jackie
    • The owner answers complaints

    Fewer bad reviews than 54% here

    Call(214) 221-1930View details

  8. Uncle Dan's Pawn - W. Northwest Hwy

    Hours listedOpen late

    Mailing address, 2105 W Northwest Hwy, 2210 Lombardy Ln, Dallas, TX 75220 · Northwest Dallas★ 4.9 (1,797)

    Pawn loans

    • Ask for Maria or Oscar
    • Deals in guns, jewelry and gold and tools

    Fewer bad reviews than 85% here

    Call(972) 707-7009View details

  9. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    3423 W Camp Wisdom Rd · Oak Cliff★ 4.9 (1,760)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders · +1 more

    • Known for fast service
    • The owner answers complaints
    • Common complaint: checks turned away

    Fewer bad reviews than 65% here

    Call(972) 780-8500View details

  10. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    3311 W Illinois Ave #100 · Oak Cliff★ 4.9 (1,697)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders

    • Ask for Liberty or Emelina
    • The owner answers complaints

    Fewer bad reviews than 50% here

    Call(469) 802-4011View details

  11. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    11801 Webb Chapel Rd · Northwest Dallas★ 4.9 (1,671)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders

    • Ask for Maria
    • The owner answers complaints

    Fewer bad reviews than 62% here

    Call(972) 243-1882View details

  12. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    111 W Jefferson Blvd · Oak Cliff★ 4.9 (1,370)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders

    • Ask for Lucero
    • Known for fast service
    • Common complaint: the check-cashing fee

    Fewer bad reviews than 52% here

    Call(214) 942-6400View details

  13. Oportun

    Hours listedOpen Sundays

    Inside El Rio Grande, 2515 W Jefferson Blvd, Dallas, TX 75211 · Oak Cliff★ 5.0 (1,299)Chain · 6 here

    Installment loans

    • Known for fast service

    Fewer bad reviews than 82% here

    Call(469) 804-0590View details

  14. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    11403 Garland Rd★ 4.9 (1,257)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders · +1 more

    • Ask for Jaime
    • Known for fast service

    Fewer bad reviews than 61% here

    Call(214) 572-0720View details

  15. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    2332 W Davis St · Oak Cliff★ 4.8 (1,270)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders

    • Ask for Miriam
    • Known for fast service

    More bad reviews than 60% here

    Call(214) 237-2801View details

  16. Oportun

    Hours listedOpen Sundays

    3420 W Illinois Ave Ste 200A · Oak Cliff★ 5.0 (1,171)Chain · 6 here

    Installment loans

    • Known for fast service
    • Known for explaining the terms clearly

    Fewer bad reviews than 93% here

    Call(214) 273-4450View details

  17. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    2100 Singleton Blvd · West Dallas★ 4.9 (1,173)Chain · 14 here

    Payday loansCheck cashing · Money transfer · Money orders

    • Ask for Maria or Evelyn
    • Usually done in about 5 minutes
    • Common complaint: the check-cashing fee

    More bad reviews than 52% here

    Call(214) 688-7007View details
Full A–Z directory of all 194
Probably not stores

Listed as loan stores in Dallas, but probably not stores

These 23 listings, under 10 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.