WhoWillLend

Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134Title99Installment143Pawn56Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓
37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees
Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 1 of 26

Storefronts in Houston

  1. Speedy Cash

    Hours listedOpen late

    11830 Bellaire Blvd Ste A · Westside★ 5.0 (3,473)Chain · 11 here

    Payday loansTitle loans · Check cashing · Money transfer · +1 more

    • Ask for Evelyn or Sonia
    • Usually done in about 25 minutes

    Fewer bad reviews than 83% here

    Call(281) 575-6607View details

  2. Speedy Cash

    Hours listedOpen late

    7434 Airline Dr · Northside / Northline★ 4.9 (3,524)Chain · 11 here

    Payday loansInstallment loans · Check cashing · Money transfer · +1 more

    • Ask for Ana or Andrea
    • Usually done in about 30 minutes

    Fewer bad reviews than 73% here

    Call(713) 884-8347View details

  3. TitleMax Title Loans

    Hours listedOpen late

    12015 Murphy Rd★ 5.0 (3,366)Chain · 32 here

    Title loansInstallment loans

    • Ask for Alejandra or Jessica
    • Usually done in about 25 minutes

    Fewer bad reviews than 81% here

    Call(281) 933-8687View details

Know the price before you walk in

What these loans cost in the Houston area

Averages that licensed payday and title stores in the Houston area reported to the state for Q2 2026. Texas sets no cap on these fees, so ask every store for its own numbers.

Payday loan, paid back at once

$17.46 in fees per $100

About $82 in fees on a typical $471 for 17 days. 48 in 100 refinanced.

Payday loan, paid in installments

$241.75 in fees per $100

About $1,550 in fees on a typical $641 for 169 days. 14 in 100 refinanced.

Title loan, paid back at once

$18.58 in fees per $100

About $405 in fees on a typical $2,178 for 30 days. 53 in 100 refinanced.

Title loan, paid in installments

$117.40 in fees per $100

About $1,674 in fees on a typical $1,426 for 163 days. 13 in 100 refinanced.

Title lenders in the Houston area repossessed 2,617 cars in the quarter — 6.14 for every 100 active title loans.

Houston’s own ordinance: a payday loan can be at most 20% of your gross monthly income, a title loan at most the lesser of 3% of your yearly income or 70% of the car’s value, and at most four installments. City of Houston

Source: Texas Office of Consumer Credit Commissioner, Credit Access Business (CAB) Quarterly Report by MSA, Q2 2026, published 15 Sep 2026. How Texas regulates these loans

  1. Speedy Cash

    Hours listedOpen late

    8602 S Braeswood Blvd · Brays Oaks★ 5.0 (3,320)Chain · 11 here

    Payday loansTitle loans · Installment loans · Check cashing · +2 more

    • Ask for Samantha or Angela
    • Known for explaining the terms clearly

    Fewer bad reviews than 91% here

    Call(713) 772-2774View details

  2. Speedy Cash

    Hours listedOpen late

    1160 Edgebrook Dr · Edgebrook Area★ 4.9 (3,098)Chain · 11 here

    Payday loansTitle loans · Check cashing · Money transfer · +1 more

    • Ask for Mel or Angel
    • Usually done in about 30 minutes

    Fewer bad reviews than 65% here

    Call(713) 910-4338View details

  3. TitleMax Title Loans

    Hours listedOpen late

    992 FM 1960 W★ 5.0 (2,799)Chain · 32 here

    Title loansPayday loans · Installment loans

    • Ask for Daniela
    • Known for fast service

    Fewer bad reviews than 83% here

    Call(281) 444-4526View details

  4. Oportun

    Hours listedOpen Sundays

    11206 Airline Dr · North Houston★ 4.9 (2,668)Chain · 13 here

    Installment loans

    • Ask for Brenda
    • Known for fast service

    Fewer bad reviews than 74% here

    Call(281) 542-3543View details

  5. Oportun

    Hours listedOpen Sundays

    5316 Airline Dr Ste A · Northside / Northline★ 5.0 (2,609)Chain · 13 here

    Installment loans

    • Known for fast service
    • The owner answers complaints

    Fewer bad reviews than 64% here

    Call(346) 216-4362View details

  6. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    6213 Lyons Ave Ste A · Denver Harbor / Port Houston★ 4.9 (2,555)Chain · 21 here

    Payday loansCheck cashing · Money transfer · Money orders · +1 more

    • Ask for Tracy
    • Cashes insurance and settlement and business checks

    Fewer bad reviews than 69% here

    Call(713) 672-0300View details

  7. TitleMax Title Loans

    Hours listedOpen late

    3517 Little York Rd Unit 6 · Bliss Place★ 5.0 (2,496)Chain · 32 here

    Title loansInstallment loans

    • Ask for Crystal or Angie
    • Usually done in about 15 minutes

    Fewer bad reviews than 77% here

    Call(281) 810-4395View details

  8. TitleMax Title Loans

    Hours listedOpen late

    9919 North Fwy Ste 110 · Airline Farms★ 5.0 (2,436)Chain · 32 here

    Title loansInstallment loans

    • Ask for Daniel or Yazmin
    • Known for explaining the terms clearly

    Fewer bad reviews than 96% here

    Call(281) 820-7938View details

  9. Speedy Cash

    Hours listedOpen late

    883 Federal Rd Ste A · Northeast Houston★ 4.9 (2,464)Chain · 11 here

    Payday loansInstallment loans · Check cashing · Money transfer · +1 more

    • Ask for Sharika or Diana
    • Usually done in about 30 minutes

    Fewer bad reviews than 74% here

    Call(713) 451-1669View details

  10. Speedy Cash

    Hours listedOpen late

    10884 W Bellfort Ave · Westside★ 5.0 (2,379)Chain · 11 here

    Payday loansTitle loans · Check cashing · Money transfer · +1 more

    • Ask for Brandie or Maria
    • Usually done in about 20 minutes

    Fewer bad reviews than 86% here

    Call(281) 575-0137View details

  11. TitleMax Title Loans

    Hours listedOpen late

    12298 Veterans Memorial Dr · Camden Park★ 5.0 (2,211)Chain · 32 here

    Title loansInstallment loans

    • Ask for Wendy or Joselyn
    • Usually done in about 15 minutes

    Fewer bad reviews than 95% here

    Call(281) 377-2330View details

  12. TitleMax Title Loans

    Hours listedOpen late

    7640 S Texas 6 · Mission Bend Estates★ 5.0 (2,200)Chain · 32 here

    Title loansInstallment loans

    • Ask for Yisell or Ana
    • Known for explaining the terms clearly

    Fewer bad reviews than 80% here

    Call(281) 668-2927View details

  13. TitleMax Title Loans

    Hours listedOpen late

    10610 FM 1960 W★ 5.0 (2,185)Chain · 32 here

    Title loansInstallment loans

    • Ask for Heather
    • Usually done in about 20 minutes

    Fewer bad reviews than 90% here

    Call(281) 469-1461View details

  14. Advance America

    Hours listed

    8574 Westheimer Rd · Westside★ 5.0 (2,153)Chain · 13 here

    Payday loansMoney transfer · Money orders

    • Ask for Maria
    • Usually done in about 20 minutes

    Fewer bad reviews than 86% here

    Call(713) 532-4175View details

  15. TitleMax Title Loans

    Hours listedOpen late

    6221 Bellaire Blvd · Gulfton★ 5.0 (2,147)Chain · 32 here

    Title loansInstallment loans

    • Ask for Yuly or Maggie
    • Known for explaining the terms clearly

    Fewer bad reviews than 89% here

    Call(713) 239-1851View details

  16. TitleMax Title Loans

    Hours listedOpen late

    5248 Aldine Mail Rte Rd★ 5.0 (2,112)Chain · 32 here

    Title loansInstallment loans

    • Ask for Judy
    • Known for explaining the terms clearly

    Fewer bad reviews than 90% here

    Call(281) 227-0037View details

  17. TitleMax Title Loans

    Hours listedOpen late

    474 Uvalde Rd · Northeast Houston★ 5.0 (2,098)Chain · 32 here

    Title loansInstallment loans

    • Ask for Mily or Keydi
    • Known for explaining the terms clearly

    Fewer bad reviews than 87% here

    Call(713) 453-1544View details
Full A–Z directory of all 518
Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.