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Payday loans · Houston

Payday loans in Houston

134 storefronts, compared on what their borrowers report. Fewest bad reviews: Advance America on 2348 Fry Rd. The most common complaint here: rude or disrespectful staff.

What borrowers say about payday stores in Houston

What borrowers praise

Written reviews since Oct 2023 that say so, across 134 payday stores in Houston.

  • Fast service3,664 reviews
  • Treats people with respect2,453 reviews
  • Explains the terms clearly1,998 reviews
  • Helped in an emergency768 reviews
  • Clean, comfortable store245 reviews
  • Good with first-time borrowers137 reviews

Why some borrowers were unhappy

The 591 one- and two-star reviews since Oct 2023, by the reason they give. One review can give several.

  • Rude or disrespectful staff182 of 591
  • Long waits51 of 591
  • Check refused or held21 of 591
  • Interest or fees too high21 of 591
  • Misled about the terms or the price20 of 591
  • Staff mistakes or a disorganized office18 of 591
  • Felt treated unfairly over race, language or background16 of 591
  • Turned down, or asked for more paperwork11 of 591

What it costs, and what to ask

Payday loans lenders in the Houston area report an average fee of $17.46 per $100 for 17 days (OCCC, Q2 2026). On $1,000 for a month that is about $308 in fees, and Texas sets no cap on them.

Payday loans in Texas: how they work and your rights →

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Ask for it in writing before you sign.

  2. 2

    What happens if I can’t pay on the due date?

    Ask what a renewal costs and whether they call your employer or references.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Every payday store in Houston

134 storefronts, A to Z.

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