Texan Credit Corporation
Installment loans · also title loans · 7049 Lawndale St, Lawndale / Wayside
★ 4.9 · 274 ratingsHours listed
Se habla español
Should you go here?
Average reviews, and Texas caps what it can charge.
Its share of bad reviews is about average for Houston. Ask for the total of all payments, not the monthly figure, and compare a credit union first.
274 ratings. Known for fast service. Known for explaining the terms clearly.
of its written reviews are 1–2★, a lower share than at 50% of Houston stores. 5th of 5 Texan Credit Corporation branches here.
Texas sets the maximum charges. Ask for the total of all payments.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Houston and every other Texan Credit Corporation branch.
Rating
4.9Higher than 55% of Houston loan stores. City average is 4.4.
Lowest rated in HoustonHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 0% in 2026
What borrowers say
- Ask for Maria or Rosa
- Known for fast service
- Known for explaining the terms clearly
Counted in 184 written reviews. Bars: mentions per 100.
What borrowers appreciate
What to watch for
Complaints are counts only.
What it costs
Capped by Texas law
Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Walk in, no appointment · Wheelchair access · Apply online first · Se habla español
From texancredit.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
- 3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.
Installment loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Amigo cashSmall loans · 0.1 mi★ 5.0
- 2TitleMax Title LoansTitle loans · 0.1 mi★ 5.0Few bad reviews
- 3Cash America PawnPawn loans · 0.2 mi★ 3.0Many bad reviews
- 4Payday AdvancePayday loans · 0.4 mi
- 5Cash America PawnPawn loans · 0.4 mi★ 4.0Many bad reviews
- 6Senor Check Cashing #18Check cashing · 0.4 mi★ 4.4Many bad reviews
Been to Texan Credit Corporation?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Excellent service quick and easy….Ask for Maria she’ll get you right”
- “Great place, people really help out and explain every detail you need to know.”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Installment loans, and also title loans.
Part of a chain: Texan Credit Corporation has 20 locations across the Texas cities we cover — Houston (6), San Antonio (3), Laredo (2), McAllen (2), Brownsville (2), Corpus Christi (1), Dallas (1), Fort Worth (1), El Paso (1), Austin (1). See the Texan Credit Corporation brand page.