Texan Credit Corporation
Installment loans · 5809 Bellaire Blvd, Gulfton
★ 4.9 · 216 ratingsHours listed
Se habla español
Should you go here?
Well reviewed, and Texas caps what it can charge.
Borrowers leave fewer bad reviews here than at 78% of Houston stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.
of its written reviews are 1–2★, a lower share than at 78% of Houston stores. 2nd of 5 Texan Credit Corporation branches here.
Texas sets the maximum charges. Ask for the total of all payments.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Houston and every other Texan Credit Corporation branch.
Rating
4.9Higher than 55% of Houston loan stores. City average is 4.4.
Lowest rated in HoustonHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 0% in 2026
What borrowers say
- Ask for Julie
- Known for explaining the terms clearly
Counted in 110 written reviews. Bars: mentions per 100.
What borrowers appreciate
What it costs
Capped by Texas law
Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Wheelchair access · Apply online first · Se habla español
From texancredit.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
- 3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.
Installment loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1OportunInstallment loans · 0.2 mi★ 4.9Few bad reviews
- 2World FinanceInstallment loans · 0.2 mi★ 4.8
- 3Tony's Market/ The Check CashersCheck cashing · 0.4 mi★ 4.6
- 4Discount Car Title Loan - Houston - BellaireTitle loans · 0.4 mi★ 5.0Few bad reviews
- 5ACE Cash ExpressPayday loans · 0.4 mi★ 4.9
- 6Speedy CashPayday loans · 0.4 mi★ 4.9Few bad reviews
Been to Texan Credit Corporation?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “El proceso fue rapido y facil, y no tuve que esperar mucho”
- “Julie and Ileana were very helpful and explained everything easy !!!!!!!”
- “And if you are having problems with a payment they are willing to work with you always”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Installment loans.
Part of a chain: Texan Credit Corporation has 20 locations across the Texas cities we cover — Houston (6), San Antonio (3), Laredo (2), McAllen (2), Brownsville (2), Corpus Christi (1), Dallas (1), Fort Worth (1), El Paso (1), Austin (1). See the Texan Credit Corporation brand page.