Loan places in Austin

125 real storefronts where you can borrow or cash a check. · … of 129 open right now (Austin time).

Payday17 Title14 Installment43 Pawn20 Check cashing33of 129 · many offer several

What a loan costs here$28.43 per $100payday, paid back at once$18.94 per $100title, paid back at onceAustin area averages, OCCC Q2 2026 · Full breakdown ↓

Sort

Filters

23 listings in Austin are probably not stores. We left them off this list and the map. See the 13 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 121 of 129 places. The rest still show under “All”.

Opening hours

Hours are listed for 108 of 129 places — the others say “call ahead”.

Reviews

59% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

23 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $784 $284 in fees, at the Austin area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $28.43 per $100 that licensed stores in the Austin area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

129 places · page 1 of 7

Sort

Storefronts in Austin

TitleMax Title Loans
Hours listedOpen late
8505 Springdale Rd★ 4.9 (1,936)Chain · 9 here
Title loansInstallment loans
- Ask for Sabrina or Alyssa
- Known for fast service
Fewer bad reviews than 84% here
Call(512) 605-6037 View details
TitleMax Title Loans
Hours listedOpen late
10010 Menchaca Rd Ste B★ 4.9 (1,716)Chain · 9 here
Title loansInstallment loans
- Ask for Victoria or Emily
- Known for fast service
Fewer bad reviews than 73% here
Call(512) 362-6234 View details
TitleMax Title Loans
Hours listedOpen late
8929 N Lamar Blvd · North Austin★ 4.9 (1,243)Chain · 9 here
Title loans
- Ask for Jose
- Known for fast service
Fewer bad reviews than 90% here
Call(512) 605-6091 View details

Know the price before you walk in

What these loans cost in the Austin area

Averages that licensed payday and title stores in the Austin area reported to the state for Q2 2026. Texas sets no cap on these fees, so ask every store for its own numbers.

Payday loan, paid back at once

$28.43 in fees per $100

About $130 in fees on a typical $456 for 17 days. 49 in 100 refinanced.

Payday loan, paid in installments

$149.79 in fees per $100

About $1,162 in fees on a typical $776 for 133 days. 6 in 100 refinanced.

Title loan, paid back at once

$18.94 in fees per $100

About $335 in fees on a typical $1,770 for 30 days. 35 in 100 refinanced.

Title loan, paid in installments

$115.94 in fees per $100

About $1,756 in fees on a typical $1,515 for 164 days. 15 in 100 refinanced.

Title lenders in the Austin area repossessed 496 cars in the quarter — 7.42 for every 100 active title loans.

Austin’s own ordinance: a payday loan can be at most 20% of your gross monthly income, a title loan at most the lesser of 3% of your yearly income or 70% of the car’s value, and at most four installments. Texas Appleseed

Source: Texas Office of Consumer Credit Commissioner, Credit Access Business (CAB) Quarterly Report by MSA, Q2 2026, published 15 Sep 2026. How Texas regulates these loans

TitleMax Title Loans
Hours listedOpen late
7837 Burnet Rd · Crestview★ 5.0 (990)Chain · 9 here
Title loans
- Ask for Christina or Andrea
- Known for fast service
Fewer bad reviews than 96% here
Call(512) 362-5568 View details
Oportun
Hours listedOpen Sundays
4410 E Riverside Dr Ste 100 · Pleasant Valley★ 5.0 (903)Chain · 2 here
Installment loans
- Ask for Alexandria
- Known for fast service
Fewer bad reviews than 88% here
Call(512) 900-2328 View details
TitleMax Title Loans
Hours listedOpen late
7901 Cameron Rd Ste 5A · Berkley Square - Headway★ 5.0 (874)Chain · 9 here
Title loansInstallment loans
- Ask for Viviana or Gerald
- Known for fast service
Fewer bad reviews than 85% here
Call(512) 652-3022 View details
TitleMax Title Loans
Hours listedOpen late
1900 E Oltorf St Ste 106 · Riverside★ 4.9 (805)Chain · 9 here
Title loans
- Ask for Ray or Angelica
- Known for fast service
Fewer bad reviews than 89% here
Call(512) 362-6938 View details
TitleMax Title Loans
Hours listedOpen late
2617 E 7th St · East Austin★ 5.0 (718)Chain · 9 here
Title loansInstallment loans
- Ask for Andrea
- Known for explaining the terms clearly
Fewer bad reviews than 95% here
Call(512) 362-6175 View details
TitleMax Title Loans
Hours listedOpen late
1930 W William Cannon Dr · Garrison Park★ 5.0 (648)Chain · 9 here
Title loans
- Ask for Kiara or Priscilla
- Known for fast service
Fewer bad reviews than 97% here
Call(512) 652-5878 View details
TitleMax Title Loans
Hours listedOpen late
3909 N Interstate Hwy 35 · Upper Boggy Creek★ 5.0 (589)Chain · 9 here
Title loansInstallment loans
- Ask for Jose or Leti
- Known for fast service
Fewer bad reviews than 92% here
Call(512) 652-0442 View details
World Finance
Hours listed
160 W Slaughter Ln Ste 400 · Dittmar-Slaughter★ 4.9 (541)Chain · 4 here
Installment loansTax preparation
- Ask for Marisol or Jasmine
- Usually done in about 20 minutes
Fewer bad reviews than 79% here
Call(512) 233-6901 View details
Speedy Cash
Hours listedOpen late
7201 Cameron Rd · Coronado Hills★ 4.9 (535)Chain · 4 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Jenna
- Known for fast service
Fewer bad reviews than 82% here
Call(512) 458-1422 View details
Oportun
Hours listedOpen Sundays
3909 N Interstate Hwy 35 Ste D-6 · Upper Boggy Creek★ 4.9 (475)Chain · 2 here
Installment loans
- Known for fast service
- Known for explaining the terms clearly
Fewer bad reviews than 67% here
Call(737) 701-5539 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
9616 N Lamar Blvd #199 · North Austin Civic Association★ 4.7 (450)Chain · 2 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Rebecca or Angelina
- Cashes payroll and insurance and settlement checks
- Common complaint: rude staff
More bad reviews than 49% here
Call(512) 593-8178 View details
Service Loans
Hours listed
2121 E Oltorf St Ste 12-a · Parker Lane★ 4.9 (431)Chain
Payday loans
- Ask for Henrietta
- Known for fast service
Fewer bad reviews than 75% here
Call(512) 462-0660 View details
Speedy Cash
Hours listedOpen late
2514 E Ben White Blvd · Parker Lane★ 4.9 (405)Chain · 4 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Jenna or Victoria
- Usually done in about 20 minutes
Fewer bad reviews than 66% here
Call(512) 447-8077 View details
Western Finance
Hours listed
6602 S Congress Ave · South Austin★ 4.9 (394)Chain
Installment loansTax preparation
- Known for fast service
- The owner answers complaints
Fewer bad reviews than 63% here
Call(512) 442-9787 View details
World Finance
No hours listed · call ahead
825 E Rundberg Ln Ste K2 · Heritage Hills★ 5.0 (371)Chain · 4 here
Installment loansTax preparation
- Ask for Tyrina
- Known for fast service
Fewer bad reviews than 93% here
Call(512) 873-8977 View details
Payment 1 Loans - Austin
Hours listed
6630 S Congress Ave · South Austin★ 4.9 (377)
Installment loansTitle loans
- Ask for Cristela or Jazmin
- Usually done in about 30 minutes
Fewer bad reviews than 71% here
Call(512) 294-2130 View details
Smart Pawn & Jewelry
Hours listedOpen late · Open Sundays
1166 Airport Blvd · East Austin★ 4.7 (393)Chain · 5 here
Pawn loansBuys gold & jewelry
- Known for a clean store
- Common complaint: rude staff
Fewer bad reviews than 52% here
Call(512) 928-1337 View details

Full A–Z directory of all 129

Probably not stores

Listed as loan stores in Austin, but probably not stores

These 23 listings, under 13 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 12 listings · 7 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans2 5 Star Payday Loans1 Loan For Any Purpose2 Montana Capital Car Title Loans3 Primo Personal Loans2 Superb Cash Advance1 US Cash Advance1
Show the 12 addresses
Their websites say they aren't the lender 3 listings · 3 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
2nd Chance Bad Credit Loans1 Magnolia Payday Loans1 NCCL No Credit Check Loans1
Show the 3 addresses
Reviews stuffed with keywords 5 listings · 2 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Montana Capital Car Title Loans4
Show the 5 addresses
Too few reviews for a chain that size 3 listings · 3 names
Dozens of listings share one loan website but average only a few written reviews each.
Fusion Cash Advance1 Texas Title Loans1 Trust Payday Loans1
Show the 3 addresses