Loan places in El Paso

208 real storefronts where you can borrow or cash a check. · … of 212 open right now (El Paso time).

Payday32 Title18 Installment111 Pawn25 Check cashing24of 212 · many offer several

What a loan costs here$18.23 per $100title, paid back at onceEl Paso area averages, OCCC Q2 2026 · Full breakdown ↓

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14 listings in El Paso are probably not stores. We left them off this list and the map. See the 11 names →

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I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 186 of 212 places. The rest still show under “All”.

Opening hours

Hours are listed for 180 of 212 places — the others say “call ahead”.

Reviews

65% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

14 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $766 $266 in fees, at the Texas average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $26.60 per $100 that licensed stores in the Texas reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

212 places · page 1 of 11

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Storefronts in El Paso

Oportun
Hours listedOpen Sundays
5505 Montana Ave Ste A · Timberwolf★ 5.0 (2,093)Chain
Installment loans
- Ask for Estela
- Known for fast service
Fewer bad reviews than 65% here
Call(915) 613-4042 View details
TitleMax Title Loans
Hours listedOpen late
12496 Montana Ave · El Dorado East★ 5.0 (2,045)Chain · 10 here
Title loansInstallment loans
- Ask for Marisol
- Known for explaining the terms clearly
Fewer bad reviews than 73% here
Call(915) 856-0000 View details
Advance America
Hours listed
8900 Viscount Blvd Ste AO · East El Paso★ 5.0 (2,006)Chain · 4 here
Payday loansInstallment loans · Money transfer · Money orders
- Ask for Alex
- Known for fast service
Fewer bad reviews than 88% here
Call(915) 591-7726 View details

Know the price before you walk in

What these loans cost in the El Paso area

Averages that licensed payday and title stores in the El Paso area reported to the state for Q2 2026. Texas sets no cap on these fees, so ask every store for its own numbers.

Payday loan, paid in installments

$206.41 in fees per $100

About $859 in fees on a typical $416 for 175 days. 12 in 100 refinanced.

Title loan, paid back at once

$18.23 in fees per $100

About $550 in fees on a typical $3,019 for 30 days. 48 in 100 refinanced.

Title loan, paid in installments

$115.52 in fees per $100

About $1,468 in fees on a typical $1,271 for 162 days. 10 in 100 refinanced.

Title lenders in the El Paso area repossessed 336 cars in the quarter — 7.09 for every 100 active title loans.

Source: Texas Office of Consumer Credit Commissioner, Credit Access Business (CAB) Quarterly Report by MSA, Q2 2026, published 15 Sep 2026. How Texas regulates these loans

Advance America
Hours listed
12210 Montwood Dr #112 · Montwood Heights★ 5.0 (1,708)Chain · 4 here
Payday loansMoney transfer · Money orders
- Ask for Marco or Arlin
- Usually done in about 20 minutes
Fewer bad reviews than 85% here
Call(915) 857-7895 View details
Advance America
Hours listed
9008 Dyer St F · Restlawn★ 5.0 (1,632)Chain · 4 here
Payday loansInstallment loans · Money transfer · Money orders
- Ask for Ashley or Raul
- Usually done in about 15 minutes
Fewer bad reviews than 79% here
Call(915) 757-1866 View details
World Finance
Hours listed
500 N Zaragoza Rd Ste Y · Mission Valley★ 5.0 (1,587)Chain · 11 here
Installment loansTax preparation
- Ask for Marcy or Lily
- Usually done in about 20 minutes
Fewer bad reviews than 88% here
Call(915) 859-6669 View details
Advance America
Hours listed
1320 N Zaragoza Rd Ste 121 · East El Paso★ 5.0 (1,351)Chain · 4 here
Payday loansInstallment loans · Money transfer · Money orders
- Ask for Susana
- Usually done in about 10 minutes
Fewer bad reviews than 84% here
Call(915) 858-5712 View details
TitleMax Title Loans
Hours listedOpen late
8120 Alameda Ave · Mission Valley★ 5.0 (1,339)Chain · 10 here
Title loansInstallment loans
- Ask for Pauline or Melissa
- Known for fast service
Fewer bad reviews than 81% here
Call(915) 245-3641 View details
TitleMax Title Loans
Hours listedOpen late
9501 Dyer St · Milagro Hills★ 5.0 (1,287)Chain · 10 here
Title loansInstallment loans
- Ask for Pauline
- Known for fast service
Fewer bad reviews than 76% here
Call(915) 759-0510 View details
TitleMax Title Loans
Hours listedOpen late
1841 Lee Trevino Dr · East El Paso★ 5.0 (1,276)Chain · 10 here
Title loans
- Ask for Rick
- Known for fast service
Fewer bad reviews than 77% here
Call(915) 599-3031 View details
Sun Loan Company
Hours listed
700 N Zaragoza Rd V · Mission Valley★ 4.9 (1,288)Chain · 2 here
Installment loansTax preparation
- Ask for Maria or Adriana
- Usually done in about 15 minutes
Fewer bad reviews than 51% here
Call(915) 600-6801 View details
World Finance
Hours listed
1491 Lee Trevino Dr Ste D · East El Paso★ 5.0 (1,233)Chain · 11 here
Installment loansPayday loans · Tax preparation
- Ask for Leslie or Luis
- Usually done in about 20 minutes
Fewer bad reviews than 85% here
Call(915) 591-2600 View details
TitleMax Title Loans
Hours listedOpen late
7601 N Mesa St · Remcon★ 4.9 (1,221)Chain · 10 here
Title loansInstallment loans
- Ask for Valeria or Lizbeth
- Known for fast service
Fewer bad reviews than 72% here
Call(915) 255-4867 View details
TitleMax Title Loans
Hours listedOpen late
828 N Zaragoza Rd · Mission Valley★ 4.9 (1,184)Chain · 10 here
Title loansInstallment loans
- Ask for Valeria
- Known for fast service
Fewer bad reviews than 65% here
Call(915) 245-3624 View details
World Finance
Hours listed
1718 N Zaragoza Rd Ste A2 · East El Paso★ 5.0 (1,019)Chain · 11 here
Installment loansTax preparation
- Ask for Karla or Anna
- Usually done in about 25 minutes
Fewer bad reviews than 87% here
Call(915) 921-7444 View details
Sun Loan Company
Hours listed
425 E Paisano Dr E · Downtown El Paso★ 4.9 (910)Chain · 2 here
Installment loansTax preparation
- Ask for Mercedes
- Usually done in about 10 minutes
Fewer bad reviews than 68% here
Call(915) 534-4253 View details
TitleMax Title Loans
Hours listedOpen late
7000 Gtwy Blvd E · Mission Valley★ 5.0 (872)Chain · 10 here
Title loans
- Ask for Raquel or Natalia
- Known for explaining the terms clearly
Fewer bad reviews than 75% here
Call(915) 245-3018 View details
TitleMax Title Loans
Hours listedOpen late
5104 Montana Ave · Lincoln Park★ 4.9 (856)Chain · 10 here
Title loans
- Ask for Paola or Christian
- Known for fast service
Fewer bad reviews than 59% here
Call(915) 881-8920 View details
TitleMax Title Loans
Hours listedOpen late
1793 N Zaragoza Rd # E · Marty Robbins North★ 5.0 (837)Chain · 10 here
Title loansPayday loans · Installment loans
- Ask for Brenda
- Known for fast service
Fewer bad reviews than 63% here
Call(915) 245-3625 View details
ACE Cash Express
Hours listedOpen late
12135 Montwood Dr Ste 103 · East El Paso★ 4.9 (830)Chain · 5 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Valeria or Veronica
- Known for explaining the terms clearly
Fewer bad reviews than 68% here
Call(915) 856-9973 View details

Full A–Z directory of all 212

Probably not stores

Listed as loan stores in El Paso, but probably not stores

These 14 listings, under 11 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 11 listings · 8 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans2 5 Star Payday Loans1 Elite Payday Loans1 Loan For Any Purpose1 Montana Capital Car Title Loans2 Primo Personal Loans2 Superb Cash Advance1 US Cash Advance1
Show the 11 addresses
Their websites say they aren't the lender 1 listing · 1 name
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance1
Show the 1 address
- 1F Cash Advance — 201 S Americas Ave #208
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
Nat Cash Advance1 Texas Title Loans1
Show the 2 addresses
- Nat Cash Advance — no street address listed
- Texas Title Loans — no street address listed