WhoWillLend

Loan places in McAllen

69 real storefronts where you can borrow or cash a check. · … of 70 open right now (McAllen time).

Payday10Title12Installment39Pawn2Check cashing7of 70 · many offer several

What a loan costs here$30.28 per $100payday, paid back at once$18.96 per $100title, paid back at onceMcAllen area averages, OCCC Q2 2026 · Full breakdown ↓
10 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees
Payday loan, renewed onceYou repay $803 $303 in fees, at the McAllen area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $30.28 per $100 that licensed stores in the McAllen area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

70 places · page 1 of 4

Storefronts in McAllen

  1. Advance America

    No hours listed · call ahead

    2022 N 10th St★ 5.0 (1,476)Chain · 2 here

    Payday loansInstallment loans · Money transfer · Money orders

    • Ask for Patty
    • Usually done in about 15 minutes

    Fewer bad reviews than 74% here

    Call(956) 682-9219View details

  2. Discount Car Title Loan - McAllen - 10th & Jasmine

    Hours listed

    920 N 10th St #10★ 5.0 (1,055)

    Title loans

    • Ask for Vanessa
    • Known for fast service

    Fewer bad reviews than 72% here

    Call(956) 627-0096View details

  3. Speedy Cash

    Hours listedOpen late

    1521 N 10th St★ 4.9 (1,032)Chain

    Payday loansInstallment loans · Check cashing · Money transfer · +1 more

    • Ask for Kimberly or Clarissa
    • Usually done in about 10 minutes

    More bad reviews than 52% here

    Call(956) 630-9558View details

Know the price before you walk in

What these loans cost in the McAllen area

Averages that licensed payday and title stores in the McAllen area reported to the state for Q2 2026. Texas sets no cap on these fees, so ask every store for its own numbers.

Payday loan, paid back at once

$30.28 in fees per $100

About $103 in fees on a typical $340 for 21 days. 38 in 100 refinanced.

Payday loan, paid in installments

$155.89 in fees per $100

About $1,080 in fees on a typical $693 for 157 days. 11 in 100 refinanced.

Title loan, paid back at once

$18.96 in fees per $100

About $372 in fees on a typical $1,963 for 30 days. 48 in 100 refinanced.

Title loan, paid in installments

$99.18 in fees per $100

About $1,783 in fees on a typical $1,798 for 168 days. 5 in 100 refinanced.

Title lenders in the McAllen area repossessed 334 cars in the quarter — 3.57 for every 100 active title loans.

Source: Texas Office of Consumer Credit Commissioner, Credit Access Business (CAB) Quarterly Report by MSA, Q2 2026, published 15 Sep 2026. How Texas regulates these loans

  1. TitleMax Title Loans

    Hours listedOpen late

    800 S Jackson Rd★ 5.0 (867)Chain · 3 here

    Title loansInstallment loans

    • Ask for Sofia
    • Known for fast service

    Fewer bad reviews than 67% here

    Call(956) 253-1388View details

  2. TitleMax Title Loans

    Hours listedOpen late

    501 N 10th St★ 5.0 (840)Chain · 3 here

    Title loansInstallment loans

    • Ask for Edward or Helen
    • Known for fast service

    Fewer bad reviews than 83% here

    Call(956) 468-0001View details

  3. ACE Cash Express

    Hours listedOpen late

    630 S 23rd St★ 5.0 (702)Chain · 3 here

    Payday loansCheck cashing · Money transfer · Money orders · +2 more

    • Ask for Leonel or Bertha
    • Cashes government checks

    Fewer bad reviews than 85% here

    Call(956) 631-6161View details

  4. Loanstar Title Loans

    Hours listed

    600 S 10th St★ 5.0 (692)Chain · 3 here

    Title loans

    • Ask for Danny or Flor
    • Known for explaining the terms clearly

    Fewer bad reviews than 76% here

    Call(956) 664-1178View details

  5. TitleMax Title Loans

    Hours listedOpen late

    4411 N 10th St★ 5.0 (633)Chain · 3 here

    Title loansInstallment loans

    • Ask for Oscar
    • Known for fast service

    Fewer bad reviews than 57% here

    Call(956) 253-0037View details

  6. Loanstar Title Loans

    Hours listed

    921 Hwy 83★ 5.0 (503)Chain · 3 here

    Title loans

    • Ask for Martin or Angelica
    • Known for fast service

    More bad reviews than 50% here

    Call(956) 687-7575View details

  7. Sun Loan Company

    Hours listed

    1001 S 10th St Ste E-2★ 5.0 (492)Chain

    Installment loansTax preparation

    • Ask for Lupita or Javier
    • Known for fast service

    Fewer bad reviews than 50% here

    Call(956) 630-0084View details

  8. Mariner Finance

    Hours listedOpen late

    601 W Trenton Rd Ste I★ 4.9 (492)Chain

    Installment loans

    • Ask for Dora
    • Known for explaining the terms clearly

    More bad reviews than 59% here

    Call(956) 340-4195View details

  9. ACE Cash Express

    Hours listedOpen late

    3608 Pecan Blvd★ 5.0 (461)Chain · 3 here

    Payday loansCheck cashing · Money transfer · Money orders · +1 more

    • Ask for Alicia

    Fewer bad reviews than 85% here

    Call(956) 630-6767View details

  10. Check `n Go

    Hours listed

    500 N 23rd St Ste 20★ 4.9 (425)Chain

    Payday loansInstallment loans · Check cashing · Money orders

    • Known for explaining the terms clearly

    Fewer bad reviews than 59% here

    Call(956) 580-6966View details

  11. Advance America

    Hours listed

    1424 E Ridge Rd Ste. 6★ 5.0 (406)Chain · 2 here

    Payday loansMoney transfer · Money orders

    • Ask for Emma
    • Known for fast service

    Fewer bad reviews than 63% here

    Call(956) 994-9743View details

  12. Discount Car Title Loan - McAllen - Pecan & 23rd

    Hours listed

    2257 Pecan Blvd★ 4.9 (403)

    Title loans

    • Ask for Valeria
    • Known for explaining the terms clearly

    Fewer bad reviews than 54% here

    Call(956) 803-1611View details

  13. Stepstone Credit

    Hours listed

    1406 N 24th St Ste 150★ 5.0 (373)Chain

    Small loans

    • Ask for Denise or Victor
    • Known for fast service

    Fewer bad reviews than 70% here

    Call(956) 627-2783View details

  14. Loanstar Title Loans

    Hours listed

    1819 N 10th St★ 5.0 (370)Chain · 3 here

    Title loans

    • Ask for Diana
    • Known for fast service

    Fewer bad reviews than 78% here

    Call(956) 683-0800View details

  15. Payment 1 Loans - McAllen

    Hours listed

    2216 N 10th St #20★ 4.9 (373)

    Title loansTax preparation

    • Ask for Maribel
    • The owner answers complaints

    More bad reviews than 67% here

    Call(956) 627-5217View details

  16. Heights Finance

    Hours listed

    1201 Chicago Ave Spc 10★ 4.9 (319)Chain

    Installment loans

    • Ask for Imelda or Mel
    • Known for explaining the terms clearly

    More bad reviews than 54% here

    Call(956) 630-2256View details

  17. Tower Loan

    Hours listed

    1701 Dove Ave W Suite B★ 5.0 (300)Chain

    Installment loans

    • Ask for Alma or Belinda
    • Known for explaining the terms clearly

    Fewer bad reviews than 85% here

    Call(956) 215-7839View details
Full A–Z directory of all 70
Probably not stores

Listed as loan stores in McAllen, but probably not stores

These 10 listings, under 7 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.