Loan places in Laredo

91 real storefronts where you can borrow or cash a check. · … of 91 open right now (Laredo time).

Payday16 Title9 Installment45 Pawn2 Check cashing10of 91 · many offer several

What a loan costs here$19.47 per $100title, paid back at onceLaredo area averages, OCCC Q2 2026 · Full breakdown ↓

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4 listings in Laredo are probably not stores. We left them off this list and the map. See the 4 names →

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Neighbourhood

Known for 72 of 91 places. The rest still show under “All”.

Opening hours

Hours are listed for 81 of 91 places — the others say “call ahead”.

Reviews

82% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

4 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $766 $266 in fees, at the Texas average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $26.60 per $100 that licensed stores in the Texas reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

91 places · page 1 of 5

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Storefronts in Laredo

TitleMax Title Loans
Hours listedOpen late
4316 San Bernardo Ave · Western Division★ 5.0 (2,162)Chain · 3 here
Title loans
- Ask for Vicky or Veronica
- Known for explaining the terms clearly
Fewer bad reviews than 65% here
Call(956) 728-7337 View details
ACE Cash Express
Hours listedOpen late
500 W Calton Rd Ste 101 · Calton Gardens★ 5.0 (1,472)Chain · 5 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Diana
- The owner answers complaints
More bad reviews than 55% here
Call(956) 728-1160 View details
TitleMax Title Loans
Hours listedOpen late
2201 Chestnut St · Eastern Division★ 5.0 (1,312)Chain · 3 here
Title loansInstallment loans
- Ask for Jennifer or Jazmin
- Known for explaining the terms clearly
More bad reviews than 51% here
Call(956) 253-1380 View details

Know the price before you walk in

What these loans cost in the Laredo area

Averages that licensed payday and title stores in the Laredo area reported to the state for Q2 2026. Texas sets no cap on these fees, so ask every store for its own numbers.

Title loan, paid back at once

$19.47 in fees per $100

About $330 in fees on a typical $1,696 for 30 days. 51 in 100 refinanced.

Title loan, paid in installments

$85.97 in fees per $100

About $1,349 in fees on a typical $1,569 for 173 days. 5 in 100 refinanced.

Title lenders in the Laredo area repossessed 139 cars in the quarter — 5.36 for every 100 active title loans.

Source: Texas Office of Consumer Credit Commissioner, Credit Access Business (CAB) Quarterly Report by MSA, Q2 2026, published 15 Sep 2026. How Texas regulates these loans

Advance America
Hours listed
502 W Calton Rd Ste 204 · Calton Gardens★ 5.0 (1,107)Chain
Payday loansInstallment loans · Money transfer · Money orders
- Ask for Claudia or Sandra
- Known for fast service
More bad reviews than 53% here
Call(956) 791-4222 View details
ACE Cash Express
Hours listedOpen late
2308 Guadalupe St · Eastern Division★ 5.0 (1,047)Chain · 5 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Miriam
- The owner answers complaints
More bad reviews than 65% here
Call(956) 791-2274 View details
ACE Cash Express
Hours listedOpen late
2905 S Zapata Hwy Ste 104★ 5.0 (1,008)Chain · 5 here
Payday loansCheck cashing · Money transfer · Money orders · +2 more
- Ask for Jose
More bad reviews than 63% here
Call(956) 717-3677 View details
ACE Cash Express
Hours listedOpen late
4311 Clark Blvd j · Ponderosa Commercial★ 5.0 (932)Chain · 5 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Ana
Fewer bad reviews than 59% here
Call(956) 795-4733 View details
Discount Car Title Loan - Laredo - Guadalupe Street
Hours listed
1520 Guadalupe St · Eastern Division★ 5.0 (867)
Title loans
- Known for fast service
More bad reviews than 67% here
Call(956) 568-1322 View details
Sun Loan Company
Hours listed
1411 Hidalgo St · Western Division★ 5.0 (846)Chain · 4 here
Installment loansTax preparation
- Ask for Mendez or Mrs. Mendez
Fewer bad reviews than 69% here
Call(956) 722-3641 View details
TitleMax Title Loans
Hours listedOpen late
1504 Guadalupe St · Eastern Division★ 5.0 (804)Chain · 3 here
Title loans
- Ask for Brenda
- Known for fast service
Fewer bad reviews than 67% here
Call(956) 253-0035 View details
ACE Cash Express
Hours listedOpen late
3502 San Bernardo Ave · Western Division★ 5.0 (764)Chain · 5 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Liz
Fewer bad reviews than 59% here
Call(956) 791-1500 View details
Sun Loan Company
Hours listed
616 W Calton Rd Ste 1 · Calton Gardens★ 5.0 (704)Chain · 4 here
Installment loansTax preparation
- Ask for Ms. Godina
- Known for fast service
Fewer bad reviews than 69% here
Call(956) 727-8955 View details
Speedy Cash
Hours listedOpen late
2119 E Saunders St★ 4.9 (657)Chain · 2 here
Payday loansInstallment loans · Check cashing · Money transfer · +1 more
- Ask for Karla
- Usually done in about 15 minutes
More bad reviews than 73% here
Call(956) 722-3175 View details
Speedy Cash
Hours listedOpen late
7120 San Bernardo Ave★ 5.0 (643)Chain · 2 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Cynthia or Maria
- Known for fast service
More bad reviews than 61% here
Call(956) 722-3199 View details
Sun Loan Company
Hours listed
4160 S Zapata Hwy Building B Ste 3 · Riverhill★ 5.0 (600)Chain · 4 here
Installment loansTax preparation
- Known for fast service
- Known for explaining the terms clearly
Fewer bad reviews than 53% here
Call(956) 717-8565 View details
Check `n Go
Hours listed
2214 Guadalupe St · Eastern Division★ 5.0 (579)Chain · 2 here
Payday loansMoney orders
- Known for fast service
More bad reviews than 69% here
Call(956) 718-3173 View details
Sun Loan Company
Hours listed
2100 Corpus Christi St #10 · Eastern Division★ 5.0 (556)Chain · 4 here
Installment loansTax preparation
- Ask for Rodriguez
- Known for fast service
Fewer bad reviews than 55% here
Call(956) 729-8004 View details
Western-Shamrock Finance
Hours listed
4501 McPherson Rd #12 · Eastern Division★ 4.9 (532)Chain
Installment loansTax preparation
- Ask for Chris or Diana
- Known for fast service
More bad reviews than 59% here
Call(956) 729-1355 View details
Texan Credit Corporation
Hours listed
502 W Calton Rd #301 · Calton Gardens★ 5.0 (506)Chain · 2 here
Installment loans
- Known for fast service
More bad reviews than 57% here
Call(956) 712-3770 View details
Western Finance
Hours listed
2100 Corpus Christi St #12 · Eastern Division★ 5.0 (493)Chain
Installment loansTax preparation
- Known for explaining the terms clearly
Fewer bad reviews than 51% here
Call(956) 722-8677 View details

Full A–Z directory of all 91

Probably not stores

Listed as loan stores in Laredo, but probably not stores

These 4 listings, under 4 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 4 listings · 4 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans1 Loan For Any Purpose1 Montana Capital Car Title Loans1 US Cash Advance1
Show the 4 addresses