Texan Credit Corporation
Installment loans · also payday loans, title loans · 5534 Airline Dr, Northside / Northline
★ 5.0 · 750 ratingsHours listed
Should you go here?
Well reviewed, and Texas caps what it can charge.
Borrowers leave fewer bad reviews here than at 81% of Houston stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.
750 ratings. Known for fast service. Known for explaining the terms clearly.
of its written reviews are 1–2★, a lower share than at 81% of Houston stores. 1st of 5 Texan Credit Corporation branches here.
Texas sets the maximum charges. Ask for the total of all payments.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Houston and every other Texan Credit Corporation branch.
Rating
5.0Higher than 79% of Houston loan stores. City average is 4.4.
Lowest rated in HoustonHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 0% in 2026
What borrowers say
- Ask for Melanie or Sandra
- Known for fast service
- Known for explaining the terms clearly
Counted in 500 written reviews. Bars: mentions per 100.
What borrowers appreciate
What it costs
Capped by Texas law
Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Walk in, no appointment · Wheelchair access · Apply online first
From texancredit.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
- 3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.
Installment loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Regional FinanceInstallment loans · 0.1 mi★ 4.6Many bad reviews
- 2TitleMax Title LoansTitle loans · 0.1 mi★ 4.9Few bad reviews
- 3OportunInstallment loans · 0.1 mi★ 5.0Few bad reviews
- 4ACE Cash ExpressPayday loans · 0.2 mi★ 4.9
- 5Cash America PawnPawn loans · 0.2 mi★ 3.8Many bad reviews
- 6Ardmore Finance Corp.Installment loans · 0.3 mi★ 3.3
Been to Texan Credit Corporation?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Always fast and easy and friendly service.”
- “Alondra was awesome and very professional and patient when explaining all of the details thank you”
- “Alondra was very helpful and she greeted me respectful and gave me options and she was very cool calm and collected”
- “First time getting a title loan with great affordable monthly payments.”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Installment loans, and also payday loans, title loans.
Part of a chain: Texan Credit Corporation has 20 locations across the Texas cities we cover — Houston (6), San Antonio (3), Laredo (2), McAllen (2), Brownsville (2), Corpus Christi (1), Dallas (1), Fort Worth (1), El Paso (1), Austin (1). See the Texan Credit Corporation brand page.