Oportun

Installment loans · 10915 East Fwy Ste A, Northeast Houston

★ 4.9 · 1,006 ratingsHours listed

Open SundaysSe habla español

Should you go here?

Average reviews, and Texas caps what it can charge.

Its share of bad reviews is about average for Houston. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign

What borrowers say4.9★

1,006 ratings. Known for fast service. The owner answers complaints.

What borrowers say ↓

Good sign

Bad reviews3%

of its written reviews are 1–2★, a lower share than at 54% of Houston stores. 10th of 13 Oportun branches here.

How it compares ↓

Check it

What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.6 mi away · title loansLoanstar Title Loans — ★ 4.9 →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Houston and every other Oportun branch.

Rating

4.9Higher than 55% of Houston loan stores. City average is 4.4.

Lowest rated in HoustonHighest

Bad reviews (1–2★), share of written reviews

This store3%

Average Oportun branch in Houston2%

Average Houston installment loan store10%

Bad reviews by year · 3% in 2023

212223

What borrowers say

Known for fast service
The owner answers complaints

Counted in 455 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service48 reviews · 10.5 per 100
Explains the terms clearly13 reviews · 2.9 per 100

What to watch for

Rude staff4 reviews · 0.9 per 100

Complaints are counts only.

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsSSN or ITINProof of address

At the store

Wheelchair access · Apply online first · Se habla español

What to bring is from their website.

Ask these at the counter

1
What is the total of all payments, in dollars?
Not just the monthly figure. Ask whether insurance is added, and whether it is optional.
2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Oportun?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

“Buen servicio los recomiendo el servicio fue super rápido”
“Buen servicio me explico muy bien el proceso”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans.

Part of a chain: Oportun has 27 locations across the Texas cities we cover — Houston (13), Dallas (6), Austin (2), San Antonio (2), El Paso (1), Fort Worth (1), Brownsville (1), Laredo (1). See the Oportun brand page.

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