PLS Check Cashers
Payday loans · also check cashing, money transfer, money orders, bill pay, tax preparation · 6237 Bellaire Blvd, Gulfton
★ 4.6 · 1,112 ratingsHours listed
Open 24 hoursOpen SundaysSe habla español
Should you go here?
Many bad reviews, and the loan is expensive.
Borrowers leave more bad reviews here than at 66% of Houston stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.
of its written reviews are 1–2★, a higher share than at 66% of Houston stores. 17th of 20 PLS Check Cashers branches here.
In fees on a $1,000 loan, at the Houston area average. Texas sets no cap on these fees.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Houston and every other PLS Check Cashers branch.
Rating
4.6Higher than 39% of Houston loan stores. City average is 4.4.
Lowest rated in HoustonHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 30% in 2026
What borrowers say
- Ask for Alejandro
- Usually done in about 15 minutes
- The owner answers complaints
Counted in 837 written reviews. Bars: mentions per 100.
What borrowers appreciate
What to watch for
Complaints are counts only.
Work out what you’d repay
Payday lenders in the Houston area report an average fee of $17.46 per $100 for 17 days (OCCC, Q2 2026) — about $30.81 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,308
$1,000 you borrowed$308 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $308 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Walk in, no appointment · Wheelchair access · Parking · Se habla español
From pls247.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Payday loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $857.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Ola Check CashersCheck cashing · 0.0 mi★ 1.7
- 2TitleMax Title LoansTitle loans · 0.1 mi★ 5.0Few bad reviews
- 3Checks CashedCheck cashing · 0.1 mi
- 4Senor Check Cashing #13Check cashing · 0.1 mi★ 4.5Many bad reviews
- 5Tony's Market/ The Check CashersCheck cashing · 0.3 mi★ 4.6
- 6A1 Check Cashing # 19Check cashing · 0.5 mi★ 4.3
Been to PLS Check Cashers?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Always a quick transaction once at the window”
- “Estoy muy feliz con la atención de Tatiana tiene mucha paciencia y me explico todos los beneficios de la nueva tarjeta muy eficiente en su trabajo”
- “I have been working with pls for a long while now and I have not received any service as fast nor respectful as her”
- “Very friendly and helpful didn't have to wait to long.And Maria ,Nancy was very nice on helping me.”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Payday loans, and also check cashing, money transfer, money orders, bill pay, tax preparation.
Part of a chain: PLS Check Cashers has 53 locations across the Texas cities we cover — Houston (21), Dallas (14), San Antonio (8), Fort Worth (6), El Paso (2), Austin (2). See the PLS Check Cashers brand page.