Cash Store
Payday loans · 1456 Fry Rd
★ 4.9 · 91 ratingsNo hours listed · call ahead
Should you go here?
Well reviewed, but the loan itself is expensive.
Borrowers leave fewer bad reviews here than at 61% of Houston stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.
91 ratings. Known for explaining the terms clearly. Known for fast service.
of its written reviews are 1–2★, a lower share than at 61% of Houston stores. 5th of 17 Cash Store branches here.
In fees on a $1,000 loan, at the Houston area average. Texas sets no cap on these fees.
You need a checking account. Income from benefits or retirement counts.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Houston and every other Cash Store branch.
Rating
4.9Higher than 55% of Houston loan stores. City average is 4.4.
Lowest rated in HoustonHighest
Bad reviews (1–2★), share of written reviews
What borrowers say
- Known for explaining the terms clearly
- Known for fast service
Counted in 90 written reviews. Bars: mentions per 100.
What borrowers appreciate
Work out what you’d repay
Payday lenders in the Houston area report an average fee of $17.46 per $100 for 17 days (OCCC, Q2 2026) — about $30.81 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,308
$1,000 you borrowed$308 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $308 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
Their website doesn’t list documents. Call ahead and ask what to bring.
Who they lend to
- You need a checking account
- Income from benefits or retirement counts
From cashstore.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Payday loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $857.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
Been to Cash Store?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Everything was explained in detail and I left very happy, will definitely be back to this location if needed”
- “Anyone needing a quick loan she is the person to see”
- “Keith is very mannerable, respectful and knowledgeable”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Payday loans.
Part of a chain: Cash Store has 38 locations across the Texas cities we cover — Houston (17), El Paso (7), Fort Worth (4), Corpus Christi (3), Dallas (3), San Antonio (2), Brownsville (2). See the Cash Store brand page.