WhoWillLend

Check `n Go

Payday loans · also money orders · 8409-A Hillcroft Ave, Meyerland Area

★ 4.9 · 1,901 ratingsHours listed

Should you go here?

Well reviewed, but the loan itself is expensive.

Borrowers leave fewer bad reviews here than at 63% of Houston stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.

Good sign
What borrowers say4.9★

1,901 ratings. Known for fast service. Known for explaining the terms clearly.

Good sign
Bad reviews2%

of its written reviews are 1–2★, a lower share than at 63% of Houston stores. 6th of 6 Check `n Go branches here.

Watch out
What it costs$308 / month

In fees on a $1,000 loan, at the Houston area average. Texas sets no cap on these fees.

Good sign
Who they lend to

Income from benefits or retirement counts.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Houston and every other Check `n Go branch.

Rating

4.9Higher than 55% of Houston loan stores. City average is 4.4.

Lowest rated in HoustonHighest

Bad reviews (1–2★), share of written reviews

This store2%

Average Check `n Go branch in Houston1%

Average Houston payday loan store5%

Bad reviews by year · 0% in 2026

What borrowers say

  • Ask for Laura or Kim
  • Usually done in about 20 minutes
  • Known for fast service

Counted in 933 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service98 reviews · 10.5 per 100
  • Explains the terms clearly49 reviews · 5.3 per 100

What to watch for

  • Rude staff4 reviews · 0.4 per 100
  • Long waits3 reviews · 0.3 per 100

Complaints are counts only.

Work out what you’d repay

Payday lenders in the Houston area report an average fee of $17.46 per $100 for 17 days (OCCC, Q2 2026) — about $30.81 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,308

$1,000 you borrowed$308 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $308 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

Proof of incomeSSN or ITIN

Who they lend to

  • Income from benefits or retirement counts

At the store

Wheelchair access · Apply online first

Pay in store, online, by phone, AutoPayCustomer service 888-372-9329
From checkngo.com, checked September 2026

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Borrowers here mention: known for explaining the terms clearly.

  2. 2

    What happens if I can’t pay on the due date?

    Ask what a renewal costs and whether they call your employer or references.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Payday loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $857.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This payday loan, renewed twice$1,924

Total repaid on $1,000 over 3 months, at the Houston area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Been to Check `n Go?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

  • “Ashley got me through quick and easy no problems and I love that for me cause I be on go”
  • “10/10 customer service and very thorough at explaining the process and any detail I needed to know”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Payday loans, and also money orders.

Part of a chain: Check `n Go has 22 locations across the Texas cities we cover — Houston (6), El Paso (5), Dallas (3), Fort Worth (3), Laredo (2), San Antonio (1), McAllen (1), Brownsville (1). See the Check `n Go brand page.