WhoWillLend

Trusty Cash Advance

Payday loans · 2606 Telephone Rd Ste D, Gulfgate Riverview / Pine Valley

★ 4.1 · 18 ratingsHours listed

Should you go here?

Many bad reviews, and the loan is expensive.

Borrowers leave more bad reviews here than at 75% of Houston stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.

Watch out
What borrowers say4.1★

18 ratings. Nothing comes up often enough in its reviews to call out.

Watch out
Bad reviews20%

of its written reviews are 1–2★, a higher share than at 75% of Houston stores.

Watch out
What it costs$308 / month

In fees on a $1,000 loan, at the Houston area average. Texas sets no cap on these fees.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store and state fee data (OCCC, Q2 2026). Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Houston.

Rating

4.1Higher than 25% of Houston loan stores. City average is 4.4.

Lowest rated in HoustonHighest

Bad reviews (1–2★), share of written reviews

This store20%

Average Houston payday loan store5%

What borrowers say

Counted in 15 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service3 reviews · 20 per 100

Work out what you’d repay

Payday lenders in the Houston area report an average fee of $17.46 per $100 for 17 days (OCCC, Q2 2026) — about $30.81 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,308

$1,000 you borrowed$308 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $308 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

SSN or ITIN

At the store

Wheelchair access

What to bring is from their website.

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Ask for it in writing before you sign.

  2. 2

    What happens if I can’t pay on the due date?

    Ask what a renewal costs and whether they call your employer or references.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Payday loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $857.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This payday loan, renewed twice$1,924

Total repaid on $1,000 over 3 months, at the Houston area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Been to Trusty Cash Advance?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

  • “They are willing to help you on your loan needs and customer service is very good and quick and easy to apply over the phone”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Payday loans.

An independent business, not part of a chain.