WhoWillLend

Crown Title Loans

Title loans · 9934 Jones Rd Ste K2

★ 4.4 · 30 ratingsHours listed

Open lateSame-day money

Should you go here?

Many bad reviews, and the loan is expensive.

Borrowers leave more bad reviews here than at 67% of Houston stores. The risk is the product: fees are high and your car is the collateral. Compare a cheaper option first.

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What borrowers say4.4★

30 ratings. Known for fast service.

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Bad reviews11%

of its written reviews are 1–2★, a higher share than at 67% of Houston stores.

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What it costs$186 / month

In fees on a $1,000 loan, at the Houston area average. Texas sets no cap on these fees.

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Risk to your car6 in 100

Title-loan cars in the Houston area were repossessed last quarter (OCCC, Q2 2026).

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store and state fee data (OCCC, Q2 2026). Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Houston.

Rating

4.4Higher than 31% of Houston loan stores. City average is 4.4.

Lowest rated in HoustonHighest

Bad reviews (1–2★), share of written reviews

This store11%

Average Houston title loan store2%

Bad reviews by year · 60% in 2026

What borrowers say

  • Known for fast service

Counted in 29 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service6 reviews · 20.7 per 100
  • Money the same day3 reviews · 10.3 per 100

Work out what you’d repay

Title lenders in the Houston area report an average fee of $18.58 per $100 for 30 days (OCCC, Q2 2026). Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,186

$1,000 you borrowed$186 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $186 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

Clear car title

At the store

Wheelchair access · Parking · Has an app · Apply online first

What to bring is from their website.

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Ask for it in writing before you hand over your title.

  2. 2

    What happens if I’m late?

    Ask how many days before they can take the car.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Car title loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $490.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This title loan, renewed twice$1,557

Total repaid on $1,000 over 3 months, at the Houston area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Been to Crown Title Loans?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

  • “Easy In and out, will give you the help you need”
  • “Highly recommended if you need of cash that same day”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Title loans.

An independent business, not part of a chain.