Loanstar Title Loans

Title loans · 10501 Market St Ste A, Northeast Houston

★ 4.9 · 46 ratingsHours listed

Should you go here?

Too few reviews to judge, but the loan itself is expensive.

It has too few written reviews to compare with other stores. The risk is the product: fees are high and your car is the collateral. Compare a cheaper option first.

Not enough data

What borrowers say4.9★

46 ratings. Nothing comes up often enough in its reviews to call out.

What borrowers say ↓

Watch out

What it costs$186 / month

In fees on a $1,000 loan, at the Houston area average. Texas sets no cap on these fees.

Work out your cost ↓

Watch out

Risk to your car6 in 100

Title-loan cars in the Houston area were repossessed last quarter (OCCC, Q2 2026).

Good sign

Who they lend to

Income from benefits or retirement counts.

Before you go ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeA credit-union loan could save you about $490 on $1,000 over 3 months →0.2 mi away · installment loansWorld Finance — ★ 4.9, few bad reviews →

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Houston.

Rating

4.9Higher than 55% of Houston loan stores. City average is 4.4.

Lowest rated in HoustonHighest

What borrowers say

Stars in its 14 written reviews

5★13
4★1
3★0
2★0
1★0

Latest review Sep 2026 · 3 in the last year · Owner replied to 0 of 14

Too few written reviews to count themes.

Work out what you’d repay

Title lenders in the Houston area report an average fee of $18.58 per $100 for 30 days (OCCC, Q2 2026). Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,186

$1,000 you borrowed$186 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $186 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

Proof of incomeBank statementsPaid-off car titleThe car, so they can inspect it

Who they lend to

Income from benefits or retirement counts

At the store

Wheelchair access · Apply online first

Customer service 877-511-2274

From loanstartitleloans.net, checked September 2026

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you hand over your title.
2
What happens if I’m late?
Ask how many days before they can take the car.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Car title loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $490.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This title loan, renewed twice$1,557

Total repaid on $1,000 over 3 months, at the Houston area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

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About this lender

Title loans.

Part of a chain: Loanstar Title Loans has 33 locations across the Texas cities we cover — Houston (15), San Antonio (6), Fort Worth (3), McAllen (3), El Paso (2), Corpus Christi (2), Brownsville (1), Austin (1). See the Loanstar Title Loans brand page.

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