Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134 Title99 Installment143 Pawn56 Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓

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Filters

37 listings in Houston are probably not stores. We left them off this list and the map. See the 15 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 430 of 518 places. The rest still show under “All”.

Opening hours

Hours are listed for 406 of 518 places — the others say “call ahead”.

Reviews

63% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 5 of 26

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Storefronts in Houston

ACE Cash Express
Hours listedOpen late
810 Cypress Creek Pkwy★ 4.9 (895)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +2 more
- Ask for Ms. Tiffany or Tiffany
- The owner answers complaints
Fewer bad reviews than 68% here
Call(281) 893-6228 View details
Sun Loan Company
Hours listed
10705 Market St Ste f · Northeast Houston★ 4.9 (858)Chain · 5 here
Installment loansTax preparation
- Ask for Lucy or Jessica
- Known for fast service
Fewer bad reviews than 76% here
Call(713) 672-5100 View details
Advance America
Hours listed
2902 N Shepherd Dr Ste G · Central Northwest★ 5.0 (794)Chain · 13 here
Payday loansInstallment loans · Money transfer · Money orders
- Ask for Angela or Icely
- Usually done in about 15 minutes
Fewer bad reviews than 84% here
Call(713) 861-0748 View details

PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
4240 Hwy 6 Ste A · Clay Six Center★ 4.8 (824)Chain · 21 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Laiba or Nathaniel
- Known for fast service
- Common complaint: the check-cashing fee
More bad reviews than 57% here
Call(281) 345-7532 View details
Advance America
No hours listed · call ahead
991 E NASA Pkwy★ 5.0 (791)Chain · 13 here
Payday loansMoney transfer · Money orders
- Ask for Michelle
- Known for fast service
Fewer bad reviews than 89% here
Call+1 281-990-6630 View details
ACE Cash Express
Hours listedOpen late
622 W Little York Rd · Northside / Northline★ 4.9 (806)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +2 more
- Ask for Yolanda
- The owner answers complaints
Fewer bad reviews than 63% here
Call(713) 691-2182 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
12601 Westheimer Rd #100 · Westside★ 4.6 (851)Chain · 21 here
Payday loansCheck cashing · Money transfer · Money orders · +2 more
- Ask for Carla or Karina
More bad reviews than 66% here
Call(281) 293-9559 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
13378 Woodforest Blvd · Northeast Houston★ 4.8 (797)Chain · 21 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Deana
- Known for a clean store
Fewer bad reviews than 51% here
Call(713) 451-5790 View details
Advance America
Hours listed
6824 S Texas 6 E3★ 5.0 (760)Chain · 13 here
Payday loansMoney transfer · Money orders
- Ask for Priscilla or Emerald
- Usually done in about 20 minutes
Fewer bad reviews than 93% here
Call(281) 983-5365 View details
Texan Credit Corporation
Hours listed
5534 Airline Dr · Northside / Northline★ 5.0 (750)Chain · 6 here
Installment loansPayday loans · Title loans
- Ask for Melanie or Sandra
- Known for fast service
Fewer bad reviews than 81% here
Call(713) 699-3939 View details
Oportun
Hours listedOpen Sundays
9979 Beechnut St · Westside★ 4.9 (746)Chain · 13 here
Installment loans
- Known for fast service
- The owner answers complaints
Fewer bad reviews than 61% here
Call(281) 547-7889 View details
Oportun at DolEx
Hours listedOpen late · Open Sundays
Inside DolEx, 12267 Veterans Memorial Dr, Houston, TX 77067 · Northcliff★ 4.9 (738)
Installment loansMoney transfer
- Known for fast service
Fewer bad reviews than 76% here
Call(866) 488-6090 View details
Service Loan
Hours listed
4310 Old Spanish Trl A · South Side★ 4.9 (732)Chain
Small loans
- Ask for Kesha or Kat
- Usually done in about 15 minutes
Fewer bad reviews than 72% here
Call(713) 741-6700 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
111FM 1960★ 4.7 (760)Chain · 21 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Tati or Christy
- Usually done in about 5 minutes
More bad reviews than 61% here
Call(281) 537-7640 View details
LoanStar Title Loans
Hours listed
5930 Hwy 6 N Ste A1★ 5.0 (694)Chain · 25 here
Title loans
- Ask for Delia or Michelle
- Known for fast service
Fewer bad reviews than 94% here
Call(281) 500-7006 View details
Sun Loan Company
Hours listed
6846 Antoine Dr · Greater Inwood★ 4.9 (696)Chain · 5 here
Installment loansTax preparation
- Ask for Rosa
- Known for fast service
Fewer bad reviews than 82% here
Call(832) 260-0210 View details
Sun Loan Company
Hours listed
1955 Gessner Rd · Northwest Houston★ 4.9 (692)Chain · 5 here
Installment loansTax preparation
- Ask for Victoria
- Known for fast service
Fewer bad reviews than 73% here
Call(713) 468-9206 View details
Check `n Go
Hours listed
16151 Cairnway Dr Ste 104 · Bear Creek Central★ 5.0 (678)Chain · 6 here
Payday loansMoney orders
- Ask for Jennifer or Chris
- Known for fast service
Fewer bad reviews than 69% here
Call(281) 550-9923 View details
Harrisburg Pawn Shop
Hours listedOpen late · Open Sundays
5800 Harrisburg Blvd · Second Ward★ 4.9 (682)
Pawn loansBuys gold & jewelry
- Ask for Yolimar
- Deals in jewelry and gold, tools and electronics
More bad reviews than 53% here
Call(713) 923-7296 View details
ACE Cash Express
Hours listedOpen late
4507 FM 1960 W · Stuebner Forest★ 4.9 (672)Chain · 36 here
Payday loansInstallment loans · Check cashing · Money transfer · +3 more
- Ask for Kia
- Known for fast service
Fewer bad reviews than 55% here
Call(281) 444-2714 View details

Full A–Z directory of all 518

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 22 listings · 6 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans5 5 Star Payday Loans2 Loan For Any Purpose4 Montana Capital Car Title Loans5 Primo Personal Loans4 US Cash Advance2
Show the 22 addresses
Their websites say they aren't the lender 7 listings · 4 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance4 300 Cash Loans1 NCCL No Credit Check Loans1 Swift Cash Advance Loans1
Show the 7 addresses
Reviews stuffed with keywords 5 listings · 4 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Direct Payday Loans1 Montana Capital Car Title Loans2 Titan Payday Loans1
Show the 5 addresses
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
MVP Car Title Loans1 Superb Cash Advance1
Show the 2 addresses
- MVP Car Title Loans — 3106 Bandell Dr
- Superb Cash Advance — 2212 S Victory St #300
Reviewers found no office 1 listing · 1 name
Reviewers of listings under these names reported that there was no office at the address.
National Personal Loans1
Show the 1 address
- National Personal Loans — 1230 Pilot Point Dr