Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134 Title99 Installment143 Pawn56 Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓

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37 listings in Houston are probably not stores. We left them off this list and the map. See the 15 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 430 of 518 places. The rest still show under “All”.

Opening hours

Hours are listed for 406 of 518 places — the others say “call ahead”.

Reviews

63% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 6 of 26

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Storefronts in Houston

Check `n Go
Hours listed
6348 Telephone Rd · Southeast Houston★ 4.9 (647)Chain · 6 here
Payday loansMoney orders
- Ask for Margarita or Danielle
Fewer bad reviews than 74% here
Call(713) 641-4530 View details
ACE Cash Express
Hours listedOpen late
9819 Bissonnet St V · Westside★ 4.9 (635)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Michelle
- Cashes insurance and settlement checks
Fewer bad reviews than 60% here
Call(713) 773-9033 View details
Oportun
Hours listedOpen Sundays
Inside Fiesta Mart, 10401 Jensen Dr, Houston, TX 77093 · Northeast Houston★ 4.9 (617)Chain · 13 here
Installment loans
- Known for fast service
- Known for explaining the terms clearly
Fewer bad reviews than 66% here
Call(832) 610-3068 View details

ACE Cash Express
Hours listedOpen late
5510 Bellaire Blvd B · Gulfton★ 4.9 (601)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Silvia
- The owner answers complaints
More bad reviews than 59% here
Call(713) 666-7384 View details
ACE Cash Express
Hours listedOpen late
15948 S Post Oak Rd Ste J · Fort Bend Houston★ 5.0 (564)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Siobhon
Fewer bad reviews than 85% here
Call(281) 416-8462 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
6520 Airline Dr · Northside / Northline★ 4.8 (567)Chain · 21 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Brenda or Jerry
- The owner answers complaints
More bad reviews than 57% here
Call(281) 231-9602 View details
ACE Cash Express
Hours listedOpen late
11401 North Fwy · North Houston★ 4.8 (565)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Maria
- The owner answers complaints
More bad reviews than 52% here
Call(281) 999-2060 View details
ACE Cash Express
Hours listedOpen late
2815 Collingsworth St · Kashmere Gardens★ 4.8 (557)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Lequita or Dida
- The owner answers complaints
Fewer bad reviews than 60% here
Call(713) 223-0693 View details
Check `n Go
Hours listed
12777 Jones Rd #175★ 4.9 (539)Chain · 6 here
Payday loansInstallment loans · Money orders
- Ask for Kim
- Known for fast service
Fewer bad reviews than 70% here
Call(281) 970-6642 View details
ACE Cash Express
Hours listedOpen late
9415 Jensen Dr · Northeast Houston★ 4.9 (524)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Susan or Tee
- The owner answers complaints
Fewer bad reviews than 59% here
Call(713) 695-4760 View details
ACE Cash Express
Hours listedOpen late
928 E Tidwell Rd · Northside / Northline★ 4.9 (522)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +2 more
- Ask for Banesa
- Known for explaining the terms clearly
Fewer bad reviews than 57% here
Call(713) 691-9066 View details
ACE Cash Express
Hours listedOpen late
6408 Martin Luther King Blvd · South Park★ 4.9 (520)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Kaylin
- The owner answers complaints
Fewer bad reviews than 52% here
Call(713) 264-6516 View details
ACE Cash Express
Hours listedOpen late
6464 W Little York Rd A · Greater Inwood★ 4.9 (519)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Jose
- The owner answers complaints
Fewer bad reviews than 68% here
Call(713) 466-0198 View details
ACE Cash Express
Hours listedOpen late
14708 Hiram Clarke Rd C · Central Southwest★ 4.9 (517)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Xenia
- The owner answers complaints
More bad reviews than 54% here
Call(713) 434-9992 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
14002 Bammel North Houston Rd Ste A · Torrey Square★ 4.8 (520)Chain · 21 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Oscar or Josselyn
- Known for fast service
More bad reviews than 59% here
Call(281) 248-8002 View details
ACE Cash Express
Hours listedOpen late
10994 Fuqua St Ste B · South Belt / Ellington★ 4.9 (502)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Laura
- Known for fast service
Fewer bad reviews than 59% here
Call(281) 484-7711 View details
ACE Cash Express
Hours listedOpen late
16257 FM 529 · Copperfield Center West★ 4.9 (492)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Victoria
Fewer bad reviews than 72% here
Call(281) 463-4691 View details
Texas Car Title and Payday Loan Services, Inc.
Hours listed
12817 Aldine Westfield Rd · Magnolia Gardens★ 4.9 (488)Chain · 5 here
Title loansPayday loans
- Ask for Dolores or Delores
- Known for fast service
Fewer bad reviews than 71% here
Call(281) 227-7600 View details
ACE Cash Express
Hours listedOpen late
1414 Gessner Rd · Northwest Houston★ 4.9 (487)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +2 more
- Ask for Gaby
Fewer bad reviews than 78% here
Call(713) 461-2194 View details
ACE Cash Express
Hours listedOpen late
13509 Northwest Fwy · Fairbanks / Northwest Crossing★ 4.9 (485)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Marlene
- Known for explaining the terms clearly
Fewer bad reviews than 66% here
Call(713) 690-2274 View details

Full A–Z directory of all 518

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 22 listings · 6 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans5 5 Star Payday Loans2 Loan For Any Purpose4 Montana Capital Car Title Loans5 Primo Personal Loans4 US Cash Advance2
Show the 22 addresses
Their websites say they aren't the lender 7 listings · 4 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance4 300 Cash Loans1 NCCL No Credit Check Loans1 Swift Cash Advance Loans1
Show the 7 addresses
Reviews stuffed with keywords 5 listings · 4 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Direct Payday Loans1 Montana Capital Car Title Loans2 Titan Payday Loans1
Show the 5 addresses
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
MVP Car Title Loans1 Superb Cash Advance1
Show the 2 addresses
- MVP Car Title Loans — 3106 Bandell Dr
- Superb Cash Advance — 2212 S Victory St #300
Reviewers found no office 1 listing · 1 name
Reviewers of listings under these names reported that there was no office at the address.
National Personal Loans1
Show the 1 address
- National Personal Loans — 1230 Pilot Point Dr