Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134 Title99 Installment143 Pawn56 Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓

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37 listings in Houston are probably not stores. We left them off this list and the map. See the 15 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 430 of 518 places. The rest still show under “All”.

Opening hours

Hours are listed for 406 of 518 places — the others say “call ahead”.

Reviews

63% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 4 of 26

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Storefronts in Houston

Oportun
Hours listedOpen Sundays
1811 Wirt Road · Spring Branch East★ 4.9 (1,119)Chain · 13 here
Installment loans
- Known for fast service
Fewer bad reviews than 58% here
Call(832) 610-3090 View details
TitleMax Title Loans
Hours listedOpen late
4950 FM 1960 W Ste E1A★ 5.0 (1,093)Chain · 32 here
Title loansInstallment loans
- Ask for Bethany
- Usually done in about 20 minutes
Fewer bad reviews than 92% here
Call(281) 586-6009 View details
Oportun
Hours listedOpen Sundays
2859 S Richey St · Meadowbrook / Allendale★ 4.9 (1,080)Chain · 13 here
Installment loans
- Ask for Martha
- Known for fast service
Fewer bad reviews than 72% here
Call(346) 216-4371 View details

TitleMax Title Loans
Hours listedOpen late
801 S 75th St · Lawndale / Wayside★ 5.0 (1,039)Chain · 32 here
Title loansInstallment loans
- Ask for Erick or Crystal
- Known for explaining the terms clearly
Fewer bad reviews than 87% here
Call(713) 343-3540 View details
Advance America
Hours listed
12430 Tomball Pkwy c · Antoine West★ 5.0 (1,033)Chain · 13 here
Payday loansMoney transfer · Money orders
- Ask for Brijean
- Known for fast service
Fewer bad reviews than 94% here
Call(281) 272-6734 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
11200 Northwest Fwy · Central Northwest★ 4.8 (1,076)Chain · 21 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Zoe
- Known for fast service
More bad reviews than 54% here
Call(713) 680-9063 View details
Advance America
Hours listed
453 Uvalde Rd · Northeast Houston★ 5.0 (1,026)Chain · 13 here
Payday loansInstallment loans · Money transfer · Money orders
- Ask for Dalia or Janeth
- Known for fast service
Fewer bad reviews than 93% here
Call(713) 330-8207 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
6237 Bellaire Blvd · Gulfton★ 4.6 (1,112)Chain · 21 here
Payday loansCheck cashing · Money transfer · Money orders · +2 more
- Ask for Alejandro
- Usually done in about 15 minutes
More bad reviews than 66% here
Call(832) 204-1800 View details
Advance America
Hours listed
9281 S Main St · South Main★ 5.0 (1,002)Chain · 13 here
Payday loansInstallment loans · Money transfer · Money orders
- Ask for Esmeralda or Syrilla
- Usually done in about 20 minutes
Fewer bad reviews than 87% here
Call(832) 778-1346 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
5823 Gulf Fwy · Lawndale / Wayside★ 4.8 (1,042)Chain · 21 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Brianna or Vanessa
- Usually done in about 10 minutes
More bad reviews than 53% here
Call(713) 921-9700 View details
Check `n Go
Hours listed
6606 Lawndale St Suite 300 · Lawndale / Wayside★ 5.0 (996)Chain · 6 here
Payday loansMoney orders
- Ask for Nelly or Ruby
Fewer bad reviews than 80% here
Call(713) 924-3000 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
798 Maxey Rd · Northeast Houston★ 4.8 (1,036)Chain · 21 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Maritza
- Cashes payroll checks
Fewer bad reviews than 51% here
Call(713) 453-8600 View details
Oportun
Hours listedOpen Sundays
10915 East Fwy Ste A · Northeast Houston★ 4.9 (1,006)Chain · 13 here
Installment loans
- Known for fast service
- The owner answers complaints
Fewer bad reviews than 54% here
Call(713) 401-2519 View details
TitleMax Title Loans
Hours listedOpen late
5521 Hwy 6 N · Yorktown Crossing★ 5.0 (973)Chain · 32 here
Title loansInstallment loans
- Ask for Simon
- Usually done in about 10 minutes
Fewer bad reviews than 93% here
Call(281) 946-1009 View details
Oportun
Hours listedOpen Sundays
14405 Bellaire Blvd · Terra Del Sol★ 5.0 (960)Chain · 13 here
Installment loans
- Known for fast service
- The owner answers complaints
Fewer bad reviews than 76% here
Call(346) 444-9941 View details
ACE Cash Express
Hours listedOpen late
9201 Cullen Blvd · South Side★ 4.9 (964)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Imelda
- The owner answers complaints
Fewer bad reviews than 57% here
Call(713) 733-2274 View details
TitleMax Title Loans
Hours listedOpen late
1421 W 11th St · Greater Heights★ 5.0 (933)Chain · 32 here
Title loansInstallment loans
- Ask for Diego or Carolina
- Usually done in about 30 minutes
Fewer bad reviews than 77% here
Call(281) 661-4644 View details
Oportun
Hours listedOpen Sundays
Plaza Americas, 7584 Bellaire Blvd, Houston, TX 77036 · Sharpstown★ 4.9 (950)Chain · 13 here
Installment loans
- Known for fast service
- The owner answers complaints
More bad reviews than 51% here
Call(713) 369-2730 View details
ACE Cash Express
Hours listedOpen late
203 W Greens Rd · North Houston★ 4.9 (940)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Jessica
- Usually done in about 10 minutes
Fewer bad reviews than 63% here
Call(281) 875-3223 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
8900 Westheimer Rd · Westside★ 4.5 (990)Chain · 21 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Syed or Mercy
- Known for fast service
- Common complaint: rude staff
More bad reviews than 73% here
Call(713) 952-1001 View details

Full A–Z directory of all 518

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 22 listings · 6 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans5 5 Star Payday Loans2 Loan For Any Purpose4 Montana Capital Car Title Loans5 Primo Personal Loans4 US Cash Advance2
Show the 22 addresses
Their websites say they aren't the lender 7 listings · 4 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance4 300 Cash Loans1 NCCL No Credit Check Loans1 Swift Cash Advance Loans1
Show the 7 addresses
Reviews stuffed with keywords 5 listings · 4 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Direct Payday Loans1 Montana Capital Car Title Loans2 Titan Payday Loans1
Show the 5 addresses
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
MVP Car Title Loans1 Superb Cash Advance1
Show the 2 addresses
- MVP Car Title Loans — 3106 Bandell Dr
- Superb Cash Advance — 2212 S Victory St #300
Reviewers found no office 1 listing · 1 name
Reviewers of listings under these names reported that there was no office at the address.
National Personal Loans1
Show the 1 address
- National Personal Loans — 1230 Pilot Point Dr