WhoWillLend

Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134Title99Installment143Pawn56Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓
37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees
Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 18 of 26

Storefronts in Houston

  1. Payday Loan Houston Edge

    Hours listedOpen 24 hours · Open Sundays

    1801 Main St · Downtown Houston★ 4.6 (20)

    Payday loans

    More bad reviews than 58% here

    View details

  2. Sunrise 1% Check Cashing

    Hours listedOpen late

    12850 Aldine Westfield Rd Suite #106 · Magnolia Gardens★ 4.0 (22)

    Check cashingMoney transfer · Money orders

    More bad reviews than 74% here

    Call(281) 590-8249View details

  3. Cash America Pawn

    Hours listedOpen late

    9102 Jensen Dr · Northeast Houston★ 3.5 (25)Chain · 48 here

    Pawn loansBuys gold & jewelry

    Call(713) 695-8131View details

  1. Catalyst Financial Company

    Hours listed

    1136 N Kirkwood Rd · Westside★ 3.3 (26)

    Small loans

    • The owner answers complaints

    More bad reviews than 90% here

    Call(281) 870-9182View details

  2. Cash America Pawn

    Hours listedOpen late

    9805 Bissonnet St · Westside★ 3.0 (28)Chain · 48 here

    Pawn loansBuys gold & jewelry

    • Common complaint: rude staff
    • Complaints go unanswered

    More bad reviews than 94% here

    Call(713) 995-6267View details

  3. Cash America Pawn

    Hours listedOpen late

    8816 Jensen Dr · Northeast Houston★ 3.5 (24)Chain · 48 here

    Pawn loansBuys gold & jewelry

    • Complaints go unanswered

    More bad reviews than 89% here

    Call(713) 699-9414View details

  4. A1 Check Cashing #13

    Hours listedOpen late

    12603 Market St a · Northeast Houston★ 3.2 (26)

    Check cashing

    • Complaints go unanswered

    More bad reviews than 94% here

    Call(713) 750-9267View details

  5. Cash America Pawn

    Hours listedOpen late

    7014 Tidwell Rd · Northeast Houston★ 2.6 (31)Chain · 48 here

    Pawn loansBuys gold & jewelry

    • Complaints go unanswered

    More bad reviews than 98% here

    Call(713) 635-7296View details

  6. Republic Finance

    Hours listed

    13147 Northwest Fwy Ste 110 · Fairbanks / Northwest Crossing★ 4.5 (17)Chain · 2 here

    Installment loans

    Call(713) 996-7700View details

  7. A1% Check Cashers

    Hours listedOpen late

    15807 Bellaire Blvd a★ 2.5 (30)

    Check cashingMoney orders

    • Common complaint: rude staff
    • Complaints go unanswered

    More bad reviews than 100% here

    Call(281) 495-1528View details

  8. Bad Credit Local Loans

    Hours listedOpen late · Open Sundays

    13940 Westheimer Rd · Westside★ 3.4 (22)

    Small loans

    • Complaints go unanswered

    More bad reviews than 92% here

    Call(281) 909-3360View details

  9. Cash America Pawn

    Hours listedOpen late

    13837 Nimitz St · Northeast Houston★ 2.4 (31)Chain · 48 here

    Pawn loansBuys gold & jewelry

    • Common complaint: rude staff
    • Complaints go unanswered

    More bad reviews than 99% here

    Call(713) 451-5452View details

  10. Trusty Cash Advance

    Hours listed

    2606 Telephone Rd Ste D · Gulfgate Riverview / Pine Valley★ 4.1 (18)

    Payday loans

    More bad reviews than 75% here

    Call(713) 628-3598View details

  11. Ardmore Finance Corp.

    Hours listed

    712 E Tidwell Rd · Northside / Northline★ 3.3 (22)Chain

    Installment loans

    Call(713) 695-4280View details

  12. A1 Check Cashing # 3

    Hours listedOpen late

    5840 Antoine Dr · Greater Inwood★ 4.2 (17)

    Check cashing

    View details

  13. Cash America Pawn

    Hours listedOpen late

    8712 Mesa Dr · Northeast Houston★ 3.1 (23)Chain · 48 here

    Pawn loansBuys gold & jewelry

    Call(713) 635-0881View details

  14. OneMain Financial

    No hours listed · call ahead

    13740 East Fwy E · Northeast Houston★ 4.9 (14)Chain · 9 here

    Installment loans

    Call(346) 237-9025View details

  15. A1 Check Cashing # 17

    Hours listedOpen late

    5915 Chimney Rock Rd · Gulfton★ 3.1 (22)

    Check cashingMoney orders

    • Common complaint: the check-cashing fee

    More bad reviews than 93% here

    Call(832) 834-3295View details

  16. Cash America Pawn

    Hours listedOpen late

    2506 W Mt Houston Rd★ 3.5 (19)Chain · 48 here

    Pawn loansBuys gold & jewelry

    Call(281) 445-1663View details

  17. Tiempo Loans

    Hours listed

    2120 S Wayside Dr # D · Lawndale / Wayside★ 4.1 (16)Chain · 2 here

    Small loans

    Call(713) 923-7224View details
Full A–Z directory of all 518
Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.