Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134 Title99 Installment143 Pawn56 Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓

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37 listings in Houston are probably not stores. We left them off this list and the map. See the 15 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 430 of 518 places. The rest still show under “All”.

Opening hours

Hours are listed for 406 of 518 places — the others say “call ahead”.

Reviews

63% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 17 of 26

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Storefronts in Houston

Cash America Pawn
Hours listedOpen late · Open Sundays
3818 Broadway St · Park Place★ 3.5 (34)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 86% here
Call(713) 643-0674 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
3940 Aldine Mail Rte Rd★ 3.3 (35)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 91% here
Call(281) 442-8154 View details
A1 CHECK CASHERS #18
Hours listedOpen late
6010 S Gessner Rd · Sharpstown★ 4.8 (24)
Check cashing
Call(281) 501-0860 View details

Cash America Pawn
Hours listedOpen late
9801 Airline Dr★ 4.1 (28)Chain · 48 here
Pawn loansBuys gold & jewelry
More bad reviews than 75% here
Call(281) 445-4569 View details
Regional Finance
Hours listed
900 S Wayside Dr Ste 350 · Lawndale / Wayside★ 4.7 (24)Chain · 6 here
Installment loans
Call(832) 239-5088 View details
Cash America Pawn
Hours listedOpen late
717 Normandy St · Riviera East★ 3.7 (30)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 87% here
Call(713) 450-3195 View details
Cash America Pawn
Hours listedOpen late
920 Edgebrook Dr · Edgebrook Area★ 2.1 (52)Chain · 48 here
Pawn loansBuys gold & jewelry
- Deals in electronics
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 99% here
Call(713) 946-7296 View details
A1 Check Cashing # 12
Hours listedOpen late
6026 S Gessner Rd · Sharpstown★ 3.4 (32)
Check cashing
- Complaints go unanswered
More bad reviews than 92% here
Call(281) 888-4410 View details
OneMain Financial
Hours listed
5757 Westheimer Rd #104 · Westside★ 3.1 (35)Chain · 9 here
Installment loans
- The owner answers complaints
More bad reviews than 95% here
Call(713) 369-3108 View details
1% Cambiamos Cheques
Hours listedOpen late · Open Sundays
2322 Wirt Rd · Spring Branch East★ 4.5 (24)
Check cashing
More bad reviews than 74% here
Call(346) 352-3987 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
13815 S Post Oak Rd · Central Southwest★ 2.9 (37)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 96% here
Call(713) 434-2455 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
8710 Lugary Dr · Braeburn★ 3.8 (28)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 82% here
Call(713) 270-5200 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
6845 S Gessner Rd · Sharpstown★ 3.0 (35)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 92% here
Call(713) 777-3265 View details
A1 CHECK CASHERS #1
Hours listedOpen late
13511 Westheimer Rd · Sweet Lake★ 4.3 (24)
Check cashing
More bad reviews than 73% here
Call(281) 809-3231 View details
Cash America Pawn
Hours listedOpen late
11260 Wilcrest Dr · Westside★ 3.4 (30)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 89% here
Call(281) 495-7296 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
1816 N Durham Dr · Greater Heights★ 3.0 (33)Chain · 48 here
Pawn loansBuys gold & jewelry
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 91% here
Call(713) 869-5254 View details
A1 Check Cashing # 19
Hours listedOpen late
6475 Hillcroft St Ste B · Gulfton★ 4.3 (23)
Check cashing
View details
Horizon Finance
No hours listed · call ahead
4908 Hwy 6 N · Bear Creek Square★ 4.3 (23)
Installment loans
Call(281) 858-5626 View details
Senor Check Cashing #16
Hours listedOpen late
2300 Wirt Rd Ste G · Spring Branch East★ 4.3 (23)
Check cashingMoney transfer
Call(713) 492-2383 View details
Cash Store
No hours listed · call ahead
1006 Bay Area Blvd · Clear Lake★ 3.4 (28)Chain · 17 here
Payday loans
- The owner answers complaints
More bad reviews than 81% here
Call(281) 486-1952 View details

Full A–Z directory of all 518

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 22 listings · 6 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans5 5 Star Payday Loans2 Loan For Any Purpose4 Montana Capital Car Title Loans5 Primo Personal Loans4 US Cash Advance2
Show the 22 addresses
Their websites say they aren't the lender 7 listings · 4 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance4 300 Cash Loans1 NCCL No Credit Check Loans1 Swift Cash Advance Loans1
Show the 7 addresses
Reviews stuffed with keywords 5 listings · 4 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Direct Payday Loans1 Montana Capital Car Title Loans2 Titan Payday Loans1
Show the 5 addresses
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
MVP Car Title Loans1 Superb Cash Advance1
Show the 2 addresses
- MVP Car Title Loans — 3106 Bandell Dr
- Superb Cash Advance — 2212 S Victory St #300
Reviewers found no office 1 listing · 1 name
Reviewers of listings under these names reported that there was no office at the address.
National Personal Loans1
Show the 1 address
- National Personal Loans — 1230 Pilot Point Dr