WhoWillLend

Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓
37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees
Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 19 of 26

Storefronts in Houston

  1. El Guero Check Cashing

    Hours listedOpen late · Open Sundays

    1820 N Main St · Northside★ 3.4 (19)Chain · 5 here

    Check cashing

  2. UNO CHECK CASHERS

    Hours listedOpen late

    11103 Briar Forest Dr · Westside★ 3.2 (20)

    Check cashing

  3. Amigo cash

    Hours listed

    876 E Little York Rd Ste A200 · Northside / Northline★ 5.0 (12)Chain · 6 here

    Small loans

  1. UNO CHECK CASHING

    Hours listedOpen late · Open Sundays

    8201 W Sam Houston Pkwy S Ste C · Westside★ 3.0 (20)

    Check cashing

  2. Amigo cash

    Hours listed

    9421 Cullen Blvd Ste B · South Side★ 4.4 (12)Chain · 6 here

    Small loans

  3. Family Financial Centers Houston

    No hours listed · call ahead

    12101 Northwest Fwy · Langwood★ 4.7 (11)

    Check cashing

  4. Cash Loans of Houston

    Hours listedOpen late · Open Sundays

    6040 S Gessner Rd · Sharpstown★ 4.6 (11)

    Small loans

  5. A1 Check Cashing # 5

    Hours listedOpen late

    6605 S Gessner Rd · Sharpstown★ 2.4 (20)

    Check cashing

    • Complaints go unanswered
    • Common complaint: the check-cashing fee

    More bad reviews than 98% here

  6. Senor Check Cashing #28

    Hours listedOpen late

    12403 Veterans Memorial Dr★ 4.3 (11)

    Check cashing

  7. A1 Check Cashing # 15

    Hours listedOpen late

    6590 Southwest Fwy · Sharpstown★ 5.0 (9)

    Check cashing

  8. Speed Lending

    Hours listed

    3334 Richmond Ave #210 · Greenway / Upper Kirby Area★ 5.0 (9)

    Small loans

  9. El Guero Check Cashing

    Hours listedOpen late · Open Sundays

    2030 Little York Rd · Northeast Houston★ 2.3 (18)Chain · 5 here

    Check cashing

  10. Tony's Market/ The Check Cashers

    Hours listedOpen late · Open Sundays

    6030 Dashwood Dr · Gulfton★ 4.6 (9)

    Check cashing

  11. Check Cashing & More

    Hours listedOpen late · Open Sundays

    15875 FM 529 · Copperwood★ 3.3 (12)Chain · 4 here

    Check cashing

  12. A1 Check Cashing # 11

    Hours listedOpen late

    8631 Beechnut St · Sharpstown★ 3.0 (13)

    Check cashing

  13. EZ Money Payday

    Hours listedOpen late

    9560 Kempwood Dr · Spring Branch North★ 3.7 (10)

    Payday loans

  14. TitleBucks Title Loans

    No hours listed · call ahead

    3517 Little York Rd Unit 6 · Bliss Place★ 4.5 (8)Chain

    Title loans

  15. AMIGO CASH LLC

    Hours listed

    828 Edgebrook Dr · Edgebrook Area★ 5.0 (7)

    Small loans

  16. Cash America Pawn

    Hours listedOpen late

    7146 Bellfort Ave · Southeast Houston★ 2.3 (15)Chain · 48 here

    Pawn loansBuys gold & jewelry

  17. El Guero Check Cashing

    Hours listedOpen late · Open Sundays

    7703 Long Point Rd · Spring Branch East★ 3.1 (11)Chain · 5 here

    Check cashing

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.