Catalyst Financial Company
Small loans · 1136 N Kirkwood Rd, Westside
★ 3.3 · 26 ratingsHours listed
Should you go here?
Many bad reviews. Ask for the total cost before you sign.
Borrowers leave more bad reviews here than at 90% of Houston stores. Ask for the total you will repay, in writing.
of its written reviews are 1–2★, a higher share than at 90% of Houston stores.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Houston.
Rating
3.3Higher than 12% of Houston loan stores. City average is 4.4.
Lowest rated in HoustonHighest
Bad reviews (1–2★), share of written reviews
What borrowers say
- The owner answers complaints
Stars in its 23 written reviews
Latest review May 2026 · 5 in the last year · Owner replied to 10 of 23
No one thing comes up often enough to count as a theme.
What it costs
Ask for the total
Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.
Before you go
What to take, and what to ask before you sign.
Bring these
Their website doesn’t list documents. Call ahead and ask what to bring.
At the store
Wheelchair access · Parking
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
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Small loans.
An independent business, not part of a chain.