Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134 Title99 Installment143 Pawn56 Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓

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37 listings in Houston are probably not stores. We left them off this list and the map. See the 15 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 430 of 518 places. The rest still show under “All”.

Opening hours

Hours are listed for 406 of 518 places — the others say “call ahead”.

Reviews

63% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 9 of 26

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Storefronts in Houston

ACE Cash Express
Hours listedOpen late
2001 Fannin St · Midtown★ 4.7 (291)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Dida or Gwen
- Known for treating people with respect
More bad reviews than 54% here
Call(713) 654-8087 View details
Texan Credit Corporation
Hours listed
7049 Lawndale St · Lawndale / Wayside★ 4.9 (274)Chain · 6 here
Installment loansTitle loans
- Ask for Maria or Rosa
- Known for fast service
Fewer bad reviews than 50% here
Call(713) 923-5292 View details
Cash Store
Hours listed
19734 Tomball Pkwy · Cypresswood Grove★ 5.0 (263)Chain · 17 here
Payday loansMoney orders
- Ask for Jorge or Janelle
- Known for fast service
Fewer bad reviews than 75% here
Call(281) 477-7282 View details

LoanStar Title Loans
Hours listed
9000 Airline Dr Ste A · Meadowviewland★ 5.0 (261)Chain · 25 here
Title loans
- Ask for Sandra
- Known for fast service
Fewer bad reviews than 97% here
Call(346) 207-6125 View details
U Pawn
Hours listedOpen late
14725 Katy Fwy #8 · Westside★ 4.9 (260)
Pawn loansBuys gold & jewelry
- Ask for Craig
- Deals in jewelry and gold and electronics
Fewer bad reviews than 52% here
Call(832) 617-8370 View details
World Finance
Hours listed
8700 Long Point Rd Ste 104 · Spring Branch Central★ 4.9 (256)Chain · 13 here
Installment loansTax preparation
- Ask for Olimpia or Eva
- Usually done in about 30 minutes
Fewer bad reviews than 88% here
Call(713) 722-7380 View details
Cash Store
Hours listed
13706 East Fwy Ste 300 · Market At Uvalde★ 4.9 (254)Chain · 17 here
Payday loansMoney orders
- Ask for Raven
- Known for fast service
Fewer bad reviews than 70% here
Call(713) 455-3180 View details
Loanstar Title Loans
Hours listed
3602 Aldine Mail Rte Rd★ 4.9 (254)Chain · 25 here
Title loans
- Ask for Valerie
- Known for fast service
Fewer bad reviews than 73% here
Call(281) 987-9900 View details
World Finance
Hours listed
10404 Gulf Fwy Suite 300 · Greater Hobby Area★ 4.9 (249)Chain · 13 here
Installment loansTax preparation
- Ask for Rosa or Xochitl
- Usually done in about 10 minutes
Fewer bad reviews than 64% here
Call(713) 947-1611 View details
Trust Capital Loans
Hours listedOpen late · Open Sundays
11811 North Fwy · North Houston★ 4.4 (259)
Payday loans
- Known for fast service
- Known for explaining the terms clearly
- Common complaint: interest too high
More bad reviews than 74% here
Call(281) 688-2832 View details
GBC Finance Co
Hours listed
601 Sawyer St #100 · Washington Avenue Coalition / Memorial Park★ 4.7 (238)
Installment loans
- Ask for Crystal or Roberta
- Known for fast service
More bad reviews than 60% here
Call(713) 227-8209 View details
Power Finance Texas
No hours listed · call ahead
Address not shown★ 4.7 (231)Chain · 2 here
Installment loansPayday loans · Check cashing
- Known for fast service
- Known for explaining the terms clearly
More bad reviews than 61% here
Call(713) 637-6663 View details
Mariner Finance
Hours listedOpen late
22501 Tomball Pkwy Ste. 100 · Cypress Springs Retail★ 4.8 (226)Chain · 3 here
Installment loans
- Ask for Lucas or Amanda
- Known for fast service
More bad reviews than 56% here
Call(281) 378-3127 View details
World Finance
Hours listed
1923 Gessner Rd · Northwest Houston★ 4.9 (221)Chain · 13 here
Installment loansTax preparation
- Ask for Wendy or Carla
- Known for fast service
Fewer bad reviews than 55% here
Call(713) 461-7627 View details
Texan Credit Corporation
Hours listed
5809 Bellaire Blvd · Gulfton★ 4.9 (216)Chain · 6 here
Installment loans
- Ask for Julie
- Known for explaining the terms clearly
Fewer bad reviews than 78% here
Call(713) 218-8882 View details
Loanstar Title Loans
No hours listed · call ahead
9150 FM 1960 W · Woodedge Center★ 4.9 (215)Chain · 25 here
Title loans
- Ask for Brian or Bryan
- Known for fast service
Fewer bad reviews than 82% here
Call(281) 894-5545 View details
Liberty Loan Company
Hours listed
12344 Gulf Fwy Ste N · South Belt / Ellington★ 4.8 (219)
Small loans
- Known for fast service
- Known for helping build credit
Fewer bad reviews than 55% here
Call(713) 944-5771 View details
Oportun
Hours listedOpen Sundays
13765 TX-249★ 4.9 (213)Chain · 13 here
Installment loans
- Known for fast service
More bad reviews than 52% here
Call(346) 444-9942 View details
Toledo Finance
Hours listed
8330 D Long Point Rd · Spring Branch East★ 4.9 (206)Chain
Installment loans
- Ask for Veronica
- Known for fast service
Fewer bad reviews than 66% here
Call(832) 831-1854 View details
Valu+ Pawn
Hours listedOpen late
11655 Gulf Fwy · Edgebrook Area★ 4.6 (218)Chain · 2 here
Pawn loansBuys gold & jewelry
- Known for a clean store
- Customers stay for years
More bad reviews than 67% here
Call(713) 944-1252 View details

Full A–Z directory of all 518

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 22 listings · 6 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans5 5 Star Payday Loans2 Loan For Any Purpose4 Montana Capital Car Title Loans5 Primo Personal Loans4 US Cash Advance2
Show the 22 addresses
Their websites say they aren't the lender 7 listings · 4 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance4 300 Cash Loans1 NCCL No Credit Check Loans1 Swift Cash Advance Loans1
Show the 7 addresses
Reviews stuffed with keywords 5 listings · 4 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Direct Payday Loans1 Montana Capital Car Title Loans2 Titan Payday Loans1
Show the 5 addresses
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
MVP Car Title Loans1 Superb Cash Advance1
Show the 2 addresses
- MVP Car Title Loans — 3106 Bandell Dr
- Superb Cash Advance — 2212 S Victory St #300
Reviewers found no office 1 listing · 1 name
Reviewers of listings under these names reported that there was no office at the address.
National Personal Loans1
Show the 1 address
- National Personal Loans — 1230 Pilot Point Dr