Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134 Title99 Installment143 Pawn56 Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓

Sort

Filters

37 listings in Houston are probably not stores. We left them off this list and the map. See the 15 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 430 of 518 places. The rest still show under “All”.

Opening hours

Hours are listed for 406 of 518 places — the others say “call ahead”.

Reviews

63% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 8 of 26

Sort

Storefronts in Houston

Cash Store
Hours listedOpen late
9319 S Texas 6 # B · Kingsbridge Commerce Park★ 4.9 (395)Chain · 17 here
Payday loansMoney orders
- Ask for Kirian
- Known for fast service
Fewer bad reviews than 66% here
Call(281) 568-1770 View details
Loanstar Title Loans
Hours listed
4001 S Sam Houston Pkwy E Ste 200★ 5.0 (387)Chain · 25 here
Title loans
- Ask for Stacy
- Known for fast service
Fewer bad reviews than 91% here
Call(713) 860-8740 View details
ACE Cash Express
Hours listedOpen late
12331 Fondren Rd · Brays Oaks★ 4.9 (384)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Arlonda
- The owner answers complaints
More bad reviews than 51% here
Call(713) 723-2919 View details

ACE Cash Express
Hours listedOpen late
4502 Griggs Rd A · South Side★ 4.8 (391)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Sharmeya
- Known for a clean store
- Common complaint: rude staff
More bad reviews than 61% here
Call(713) 741-6162 View details
ACE Cash Express
Hours listedOpen late
10804 S Post Oak Rd #350 · Westbury★ 4.9 (379)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Erica
- The owner answers complaints
Fewer bad reviews than 50% here
Call(713) 283-5441 View details
Guarantee Loan Service
Hours listed
900 S Wayside Dr Ste 600 · Lawndale / Wayside★ 4.9 (378)Chain · 2 here
Small loans
- Ask for Liz
- Known for fast service
Fewer bad reviews than 57% here
Call(713) 225-9525 View details
ACE Cash Express
Hours listedOpen late
11840 Westheimer Rd · Westside★ 4.8 (364)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Jalisa
- The owner answers complaints
More bad reviews than 57% here
Call(281) 584-9823 View details
World Finance
Hours listed
5072 Griggs Rd · South Side★ 4.8 (356)Chain · 13 here
Installment loansTax preparation
- Ask for Jennifer
- Known for fast service
More bad reviews than 59% here
Call(713) 741-0773 View details
Loanstar Title Loans
Hours listed
14051 TX-249★ 5.0 (339)Chain · 25 here
Title loans
- Ask for Maria
- Known for fast service
Fewer bad reviews than 90% here
Call(281) 272-9300 View details
ACE Cash Express
Hours listedOpen late
1303 W 11th St · Greater Heights★ 4.8 (353)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Araceli
- The owner answers complaints
More bad reviews than 59% here
Call(713) 880-1280 View details
LoanStar Title Loans
Hours listed
8078 Antoine Dr · Inwood North★ 4.9 (339)Chain · 25 here
Title loans
- Ask for Maria
- Known for fast service
Fewer bad reviews than 82% here
Call(346) 773-3330 View details
Texas Car Title and Payday Loan Services, Inc.
Hours listed
428 Uvalde Rd · Northeast Houston★ 4.9 (311)Chain · 5 here
Title loansPayday loans · Installment loans
- Ask for Linda or Karina
- Known for fast service
Fewer bad reviews than 79% here
Call(713) 453-2597 View details
Advantage Finance Title Loans
Hours listed
616 FM 1960 W #680 · Cypress Station★ 4.9 (310)
Title loansInstallment loans
- Ask for Erica or Mayra
- Usually done in about 30 minutes
Fewer bad reviews than 75% here
Call(281) 410-5337 View details
Texas Car Title and Payday Loan Services, Inc.
Hours listed
2206 N Fry Rd · Westlake★ 4.8 (313)Chain · 5 here
Title loansPayday loans
- Ask for Cesar or Karelia
- Known for fast service
Fewer bad reviews than 52% here
Call(281) 646-1491 View details
Texas Car Title and Payday Loan Services, Inc.
Hours listed
821 FM 1960 W★ 4.9 (300)Chain · 5 here
Title loansPayday loans · Installment loans
- Ask for Wendi or Wendy
- Usually done in about 30 minutes
Fewer bad reviews than 60% here
Call(281) 444-9997 View details
Cash Store
Hours listed
12626 Woodforest Blvd Ste A · Riviera East★ 4.9 (290)Chain · 17 here
Payday loansMoney orders
- Ask for Johnathan
- Known for fast service
Fewer bad reviews than 58% here
Call(713) 637-8105 View details
ACE Cash Express
Hours listedOpen late
9 Uvalde Rd #3★ 4.8 (295)Chain · 36 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Jackie or Lorraine
- Known for fast service
- Common complaint: rude staff
More bad reviews than 62% here
Call(713) 451-6400 View details
Mariner Finance
Hours listedOpen late
12804 Gulf Fwy Ste. 800 · South Belt / Ellington★ 4.8 (290)Chain · 3 here
Installment loansTitle loans
- Ask for Jasmine
- Known for explaining the terms clearly
- Common complaint: rude staff
More bad reviews than 62% here
Call(346) 229-2377 View details
Heights Finance
Hours listed
11083 Northwest Fwy · Spring Branch East★ 4.9 (283)Chain · 2 here
Installment loans
- Ask for Damaris
- Known for fast service
Fewer bad reviews than 79% here
Call(281) 201-5895 View details
Loanstar Title Loans
Hours listed
9103 FM 1960 W · Bell Mead★ 5.0 (277)Chain · 25 here
Title loans
- Ask for Cristina or Ana
- Known for fast service
Fewer bad reviews than 97% here
Call(281) 477-3651 View details

Full A–Z directory of all 518

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 22 listings · 6 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans5 5 Star Payday Loans2 Loan For Any Purpose4 Montana Capital Car Title Loans5 Primo Personal Loans4 US Cash Advance2
Show the 22 addresses
Their websites say they aren't the lender 7 listings · 4 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance4 300 Cash Loans1 NCCL No Credit Check Loans1 Swift Cash Advance Loans1
Show the 7 addresses
Reviews stuffed with keywords 5 listings · 4 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Direct Payday Loans1 Montana Capital Car Title Loans2 Titan Payday Loans1
Show the 5 addresses
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
MVP Car Title Loans1 Superb Cash Advance1
Show the 2 addresses
- MVP Car Title Loans — 3106 Bandell Dr
- Superb Cash Advance — 2212 S Victory St #300
Reviewers found no office 1 listing · 1 name
Reviewers of listings under these names reported that there was no office at the address.
National Personal Loans1
Show the 1 address
- National Personal Loans — 1230 Pilot Point Dr