WhoWillLend

Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓
37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees
Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 7 of 26

Storefronts in Houston

  1. ACE Cash Express

    Hours listedOpen late

    8625 Mesa Dr · Northeast Houston★ 4.9 (483)Chain · 36 here

    Payday loansCheck cashing · Money transfer · Money orders · +2 more

    • Ask for Yolanda
    • The owner answers complaints

    More bad reviews than 51% here

  2. ACE Cash Express

    Hours listedOpen late

    8304 Broadway St · Southeast Houston★ 4.9 (481)Chain · 36 here

    Payday loansCheck cashing · Money transfer · Money orders · +1 more

    • Ask for Geneva or Joann
    • The owner answers complaints

    More bad reviews than 52% here

  3. 14290 Bellaire Blvd · Presidio Square★ 5.0 (470)Chain · 25 here

    Title loans

    • Ask for Betty
    • Known for fast service

    Fewer bad reviews than 79% here

  1. ACE Cash Express

    Hours listedOpen late

    7542 W Bellfort Ave · Brays Oaks★ 5.0 (458)Chain · 36 here

    Payday loansCheck cashing · Money transfer · Money orders · +1 more

    • Ask for Val or Valerie
    • Known for a clean store

    Fewer bad reviews than 70% here

  2. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    12503 TX-249★ 4.7 (485)Chain · 21 here

    Payday loansCheck cashing · Money transfer · Money orders

    • The owner answers complaints
    • Common complaint: rude staff

    More bad reviews than 63% here

  3. World Finance

    Hours listed

    7003 Harrisburg Blvd Ste A-1 · Magnolia Park★ 5.0 (455)Chain · 13 here

    Installment loansTax preparation

    • Ask for Amy
    • Known for fast service

    Fewer bad reviews than 83% here

  4. 8330 Long Point Rd Ste G · Spring Branch East★ 4.9 (463)Chain · 6 here

    Installment loansTitle loans

    • Ask for Ciara
    • Known for fast service

    Fewer bad reviews than 56% here

  5. PLS Check Cashers

    Hours listedOpen 24 hours · Open Sundays

    8607 Long Point Rd · Spring Branch Central★ 4.6 (486)Chain · 21 here

    Payday loansCheck cashing · Money transfer · Money orders

    • Common complaint: rude staff

    More bad reviews than 66% here

  6. Oportun

    Hours listedOpen Sundays

    3341 Telephone Rd · Gulfgate Riverview / Pine Valley★ 4.9 (452)Chain · 13 here

    Installment loans

    • Known for fast service
    • Known for explaining the terms clearly

    Fewer bad reviews than 53% here

  7. 7921 Long Point Rd · Spring Branch East★ 5.0 (442)Chain · 25 here

    Title loans

    • Ask for Keirra or Sue
    • Known for explaining the terms clearly

    Fewer bad reviews than 90% here

  8. World Finance

    Hours listed

    10733 Eastex Fwy · Northeast Houston★ 4.9 (451)Chain · 13 here

    Installment loansTax preparation

    • Ask for Damari
    • Known for fast service

    Fewer bad reviews than 80% here

  9. 5510 Bellaire Blvd C · Gulfton★ 5.0 (434)

    Title loans

    • Ask for Nilda or Stephanie
    • Known for fast service

    Fewer bad reviews than 77% here

  10. ACE Cash Express

    Hours listedOpen late

    13640 Tomball Pkwy · Meadows Of Northwest Park★ 4.9 (440)Chain · 36 here

    Payday loansCheck cashing · Money transfer · Money orders · +2 more

    • Ask for Zulema
    • The owner answers complaints

    Fewer bad reviews than 68% here

  11. ACE Cash Express

    Hours listedOpen late

    9535 Westheimer Rd · Westside★ 4.8 (443)Chain · 36 here

    Payday loansCheck cashing · Money transfer · Money orders · +1 more

    • Ask for Joanna or Cristal
    • The owner answers complaints

    More bad reviews than 60% here

  12. ACE Cash Express

    Hours listedOpen late

    13315 East Fwy · Northeast Houston★ 4.9 (433)Chain · 36 here

    Payday loansCheck cashing · Money transfer · Money orders · +2 more

    • Ask for Lore
    • Known for explaining the terms clearly

    Fewer bad reviews than 54% here

  13. ACE Cash Express

    Hours listedOpen late

    2838 Hwy 6 C · Westside★ 4.9 (424)Chain · 36 here

    Payday loansCheck cashing · Money transfer · Money orders · +1 more

    • Ask for Aly or Ms. Aly
    • Known for fast service

    Fewer bad reviews than 58% here

  14. World Finance

    Hours listed

    6500 North Fwy Ste 103-A · Northside / Northline★ 4.9 (417)Chain · 13 here

    Installment loansTax preparation

    • Ask for Zeila or Linda
    • Usually done in about 15 minutes

    Fewer bad reviews than 68% here

  15. ACE Cash Express

    Hours listedOpen late

    10959 Cypress Creek Pkwy E★ 4.8 (414)Chain · 36 here

    Payday loansCheck cashing · Money transfer · Money orders · +2 more

    • Ask for Chioma or Lauren
    • Known for fast service

    More bad reviews than 53% here

  16. ACE Cash Express

    No hours listed · call ahead

    9539 S Main St★ 4.9 (399)Chain · 36 here

    Payday loansCheck cashing · Money transfer · Money orders · +1 more

    • Ask for Dida or Djuana
    • The owner answers complaints

    Fewer bad reviews than 50% here

  17. 12202 Veterans Memorial Dr · Camden Park★ 5.0 (391)Chain · 25 here

    Title loans

    • Ask for Claudia
    • Usually done in about 30 minutes

    Fewer bad reviews than 92% here

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.