Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134 Title99 Installment143 Pawn56 Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓

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37 listings in Houston are probably not stores. We left them off this list and the map. See the 15 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 430 of 518 places. The rest still show under “All”.

Opening hours

Hours are listed for 406 of 518 places — the others say “call ahead”.

Reviews

63% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 16 of 26

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Storefronts in Houston

Cash America Pawn
Hours listedOpen late
14300 Northwest Fwy a01 · Fairbanks / Northwest Crossing★ 2.8 (52)Chain · 48 here
Pawn loansBuys gold & jewelry
- Deals in jewelry and gold
- Complaints go unanswered
More bad reviews than 95% here
Call(713) 460-4384 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
3050 Gears Rd · Ideal Farms★ 2.8 (51)Chain · 48 here
Pawn loansBuys gold & jewelry
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 98% here
Call(281) 583-7296 View details
Cash America Pawn
No hours listed · call ahead
10325 Market St★ 3.4 (42)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 86% here
Call(713) 453-0426 View details

A1 Check Cashing # 7
Hours listedOpen late
1811 Wirt Rd · Spring Branch East★ 3.1 (45)
Check cashing
- Complaints go unanswered
- Common complaint: the check-cashing fee
More bad reviews than 93% here
Call(713) 464-1962 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
4400 Griggs Rd · South Side★ 3.2 (43)Chain · 48 here
Pawn loansBuys gold & jewelry
- Deals in electronics
- Complaints go unanswered
More bad reviews than 92% here
Call(713) 747-9581 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
5300 Telephone Rd · Southeast Houston★ 4.4 (31)Chain · 48 here
Pawn loansBuys gold & jewelry
More bad reviews than 68% here
Call(713) 643-2651 View details
A1 Check Cashing # 8
Hours listedOpen late
5424 Antoine Dr Ste A · Central Northwest★ 3.0 (45)
Check cashingMoney transfer · Money orders
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 90% here
Call(832) 830-8960 View details
JNS Check Cashing
Hours listedOpen late
6812 Telephone Rd · Southeast Houston★ 4.5 (30)
Check cashing
More bad reviews than 74% here
Call(713) 645-2274 View details
Crown Title Loans
Hours listedOpen late
9934 Jones Rd Ste K2★ 4.4 (30)
Title loans
- Known for fast service
More bad reviews than 67% here
Call(346) 569-6008 View details
Cash America Pawn
Hours listedOpen late
3403 Cypress Creek Pkwy · Cornerstone Village North★ 2.8 (47)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 95% here
Call(281) 943-0711 View details
A1 Check Cashing
Hours listedOpen late
9400 S Texas 6 Ste B★ 5.0 (26)Chain · 4 here
Check cashing
View details
B & F Finance
Hours listed
7012 Woodridge Dr · Pecan Park★ 4.3 (30)Chain
Installment loans
- The owner answers complaints
More bad reviews than 77% here
Call(713) 649-6800 View details
First Cash Pawn
Hours listedOpen late
16510 FM 529 #104★ 3.0 (43)Chain
Pawn loansCheck cashing
- Complaints go unanswered
More bad reviews than 93% here
Call(281) 858-9089 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
3433 Irvington Blvd · Northside★ 2.3 (55)Chain · 48 here
Pawn loansBuys gold & jewelry
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 99% here
Call(713) 228-7296 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
7115 Lawndale St · Lawndale / Wayside★ 3.0 (42)Chain · 48 here
Pawn loansBuys gold & jewelry
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 97% here
Call(713) 923-4200 View details
Atlas Credit Co., Inc.
Hours listed
8553 Long Point Rd · Spring Branch East★ 2.5 (49)Chain · 2 here
Installment loans
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 96% here
Call(713) 365-9133 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
2120 Little York Rd · Northeast Houston★ 3.6 (34)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 85% here
Call(713) 691-0658 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
6800 Antoine Dr · Greater Inwood★ 3.1 (39)Chain · 48 here
Pawn loansBuys gold & jewelry
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 91% here
Call(713) 688-6268 View details
Cash Store
No hours listed · call ahead
12520 Westheimer Rd E · Westside★ 3.9 (31)Chain · 17 here
Payday loans
More bad reviews than 80% here
Call(281) 556-6800 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
12515 Fondren Rd · Brays Oaks★ 2.8 (43)Chain · 48 here
Pawn loansBuys gold & jewelry
- Deals in jewelry and gold
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 97% here
Call(713) 729-4166 View details

Full A–Z directory of all 518

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 22 listings · 6 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans5 5 Star Payday Loans2 Loan For Any Purpose4 Montana Capital Car Title Loans5 Primo Personal Loans4 US Cash Advance2
Show the 22 addresses
Their websites say they aren't the lender 7 listings · 4 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance4 300 Cash Loans1 NCCL No Credit Check Loans1 Swift Cash Advance Loans1
Show the 7 addresses
Reviews stuffed with keywords 5 listings · 4 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Direct Payday Loans1 Montana Capital Car Title Loans2 Titan Payday Loans1
Show the 5 addresses
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
MVP Car Title Loans1 Superb Cash Advance1
Show the 2 addresses
- MVP Car Title Loans — 3106 Bandell Dr
- Superb Cash Advance — 2212 S Victory St #300
Reviewers found no office 1 listing · 1 name
Reviewers of listings under these names reported that there was no office at the address.
National Personal Loans1
Show the 1 address
- National Personal Loans — 1230 Pilot Point Dr