Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134 Title99 Installment143 Pawn56 Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓

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37 listings in Houston are probably not stores. We left them off this list and the map. See the 15 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 430 of 518 places. The rest still show under “All”.

Opening hours

Hours are listed for 406 of 518 places — the others say “call ahead”.

Reviews

63% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 15 of 26

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Storefronts in Houston

AMIGO CASH LOANS
Hours listed
7210 · Pecan Park★ 4.9 (35)
Small loans
Fewer bad reviews than 97% here
Call(713) 993-6244 View details
A1 Check Cashing # 9
Hours listedOpen late
11190 Beechnut St Ste A · Westside★ 3.4 (50)
Check cashingMoney transfer · Money orders
- Complaints go unanswered
- Common complaint: the check-cashing fee
More bad reviews than 94% here
Call(281) 530-1355 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
8620 S Main St · Braeswood★ 2.5 (68)Chain · 48 here
Pawn loansBuys gold & jewelry
- Deals in electronics
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 97% here
Call(713) 669-8648 View details

Credit Central
Hours listed
13030 Woodforest Blvd ste b · Riviera East★ 4.7 (36)Chain
Installment loansTax preparation
- Ask for Oslay
More bad reviews than 56% here
Call(713) 451-5812 View details
Tiempo Loans
Hours listed
2121 N Main St · Northside★ 4.2 (40)Chain · 2 here
Small loans
- Customers stay for years
- Complaints go unanswered
More bad reviews than 77% here
Call(713) 227-3231 View details
Cash America Pawn
Hours listedOpen late
843 Dairy Ashford Rd · Westside★ 3.1 (54)Chain · 48 here
Pawn loansBuys gold & jewelry
- Deals in jewelry and gold and electronics
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 88% here
Call(281) 589-6975 View details
Senor Instant Cash #02
Hours listedOpen late
9000 Beechnut St · Sharpstown★ 4.4 (38)
Check cashingMoney transfer
More bad reviews than 65% here
Call(713) 270-9405 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
5219 Airline Dr · Northside / Northline★ 3.8 (44)Chain · 48 here
Pawn loansBuys gold & jewelry
- Deals in jewelry and gold, electronics and tools
- Complaints go unanswered
More bad reviews than 82% here
Call(713) 691-5330 View details
Lone Star Finance
Hours listed
918 Mercury Dr #5 · Northeast Houston★ 4.8 (34)
Installment loans
- Customers stay for years
More bad reviews than 64% here
Call(713) 637-8100 View details
Cash America Pawn
Hours listedOpen late
76 E Crosstimbers St · Northside / Northline★ 3.6 (45)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 82% here
Call(713) 694-0036 View details
Star Loans of Texas
Hours listed
1050 Edgebrook Dr #1 · Edgebrook Area★ 4.5 (36)Chain
Small loans
- Ask for Rita
More bad reviews than 68% here
Call(713) 910-2885 View details
Cash America Pawn
Hours listedOpen late
1000 Evergreen Dr · Pecan Park★ 4.0 (39)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 81% here
Call(713) 926-1423 View details
Your Loan Depot
Hours listed
7418 Airline Dr Ste y · Northside / Northline★ 3.9 (40)
Title loans
- Complaints go unanswered
More bad reviews than 80% here
Call(713) 692-5200 View details
Atlas Credit Co., Inc.
Hours listed
2030 Little York Rd # D · Northeast Houston★ 3.6 (42)Chain · 2 here
Installment loans
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 85% here
Call(713) 692-1997 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
11739A Eastex Freeway Feeder Rd★ 3.2 (47)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 90% here
Call(281) 449-1144 View details
Cash America Pawn
Hours listedOpen late
6120 Bellfort Ave · South Park★ 4.4 (34)Chain · 48 here
Pawn loansBuys gold & jewelry
More bad reviews than 70% here
Call(713) 264-7296 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
9421 Jensen Dr · Northeast Houston★ 3.8 (39)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 83% here
Call(713) 695-5828 View details
Senor Check Cashing #02
Hours listedOpen late
5950 S Gessner Rd A · Sharpstown★ 4.0 (37)
Check cashing
- Complaints go unanswered
More bad reviews than 81% here
Call(713) 541-2414 View details
Cash Store
No hours listed · call ahead
12621 FM 1960 W★ 4.1 (36)Chain · 17 here
Payday loans
- The owner answers complaints
More bad reviews than 76% here
Call(281) 807-3957 View details
OneMain Financial
No hours listed · call ahead
13837 Breck St E★ 4.2 (35)Chain · 9 here
Installment loans
More bad reviews than 74% here
Call(281) 893-4654 View details

Full A–Z directory of all 518

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 22 listings · 6 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans5 5 Star Payday Loans2 Loan For Any Purpose4 Montana Capital Car Title Loans5 Primo Personal Loans4 US Cash Advance2
Show the 22 addresses
Their websites say they aren't the lender 7 listings · 4 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance4 300 Cash Loans1 NCCL No Credit Check Loans1 Swift Cash Advance Loans1
Show the 7 addresses
Reviews stuffed with keywords 5 listings · 4 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Direct Payday Loans1 Montana Capital Car Title Loans2 Titan Payday Loans1
Show the 5 addresses
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
MVP Car Title Loans1 Superb Cash Advance1
Show the 2 addresses
- MVP Car Title Loans — 3106 Bandell Dr
- Superb Cash Advance — 2212 S Victory St #300
Reviewers found no office 1 listing · 1 name
Reviewers of listings under these names reported that there was no office at the address.
National Personal Loans1
Show the 1 address
- National Personal Loans — 1230 Pilot Point Dr