Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134 Title99 Installment143 Pawn56 Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓

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37 listings in Houston are probably not stores. We left them off this list and the map. See the 15 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 430 of 518 places. The rest still show under “All”.

Opening hours

Hours are listed for 406 of 518 places — the others say “call ahead”.

Reviews

63% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 14 of 26

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Storefronts in Houston

Senor Instant Cash #03
Hours listedOpen late
9908 Beechnut St a · Westside★ 4.4 (49)
Check cashingMoney transfer · Money orders
- Complaints go unanswered
More bad reviews than 78% here
Call(713) 541-9900 View details
Senor Instant Cash #01
Hours listedOpen late
10950 Bissonnet St Ste 115B · Westside★ 3.7 (57)
Check cashingMoney transfer
More bad reviews than 79% here
Call(281) 498-0400 View details
Regional Finance
Hours listed
3924 N Shepherd Dr · Independence Heights★ 4.4 (46)Chain · 6 here
Installment loans
More bad reviews than 70% here
Call(832) 786-3836 View details

Cash Store
No hours listed · call ahead
6921 Lakeview Haven Dr #100★ 4.7 (43)Chain · 17 here
Payday loans
More bad reviews than 63% here
Call(832) 593-9100 View details
Senor Instant Cash #05
Hours listedOpen late
9600 Fondren Rd Ste A-3 & A-4 · Brays Oaks★ 4.1 (49)
Check cashingMoney transfer · Money orders
- Known for fast service
- Complaints go unanswered
More bad reviews than 84% here
Call(832) 879-2822 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
13706 Almeda Rd · Central Southwest★ 2.0 (98)Chain · 48 here
Pawn loansBuys gold & jewelry
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 99% here
Call(713) 433-2451 View details
OneMain Financial
Hours listed
13720 Northwest Fwy · Fairbanks / Northwest Crossing★ 4.0 (49)Chain · 9 here
Installment loans
- The owner answers complaints
More bad reviews than 87% here
Call(713) 460-4954 View details
Heights Finance
Hours listed
10700 Richmond Ave Ste 222 · Westside★ 5.0 (38)Chain · 2 here
Installment loans
- Ask for Kaitlin or Sarah
Fewer bad reviews than 97% here
Call(281) 768-2580 View details
Cash Store
No hours listed · call ahead
9466 Hammerly Blvd A · Spring Branch Central★ 4.2 (45)Chain · 17 here
Payday loansTitle loans
- The owner answers complaints
More bad reviews than 72% here
Call(713) 464-1400 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
6015 Lyons Ave · Denver Harbor / Port Houston★ 2.9 (64)Chain · 48 here
Pawn loansBuys gold & jewelry
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 96% here
Call(713) 674-0367 View details
AMIGO CASH
Hours listed
1620 Gessner Rd · Northwest Houston★ 5.0 (37)Chain · 6 here
Small loans
- Known for fast service
Fewer bad reviews than 97% here
Call(713) 993-6734 View details
Cash Store
No hours listed · call ahead
9404 W Sam Houston Pkwy S D · Westside★ 4.2 (44)Chain · 17 here
Payday loans
- Known for fast service
More bad reviews than 68% here
Call(281) 983-0004 View details
Cash America Pawn
Hours listedOpen late
1463 FM 1960 W · Romano Woods★ 2.8 (66)Chain · 48 here
Pawn loansBuys gold & jewelry
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 95% here
Call(281) 895-6113 View details
Quick Money #02
Hours listedOpen late
3330 Hillcroft Ave z · Westside★ 4.7 (39)
Check cashingMoney transfer
Call(713) 781-2112 View details
Cash Store
No hours listed · call ahead
12220 Jones Rd Ste E · Oakley Terrace★ 4.8 (38)Chain · 17 here
Payday loans
Fewer bad reviews than 97% here
Call(281) 955-5904 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
802 Telephone Rd · Greater Eastwood★ 3.7 (49)Chain · 48 here
Pawn loansBuys gold & jewelry
- Complaints go unanswered
More bad reviews than 84% here
Call(713) 921-5775 View details
Senor Check Cashing #27
Hours listedOpen late
6375 Skyline Dr · Westside★ 4.7 (38)
Check cashing
More bad reviews than 55% here
Call(281) 888-9737 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
13718 TX-249 #249 · Meadows Of Northwest Park★ 3.4 (52)Chain · 48 here
Pawn loansBuys gold & jewelry
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 88% here
Call(281) 893-1150 View details
Cash America Pawn
Hours listedOpen late
9230 Cypress Creek Pkwy · Woodedge Center★ 3.3 (53)Chain · 48 here
Pawn loansBuys gold & jewelry
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 90% here
Call(281) 653-5946 View details
AMIGO CASH
Hours listed
1020 Cypress Creek Pkwy★ 4.6 (38)Chain · 6 here
Small loans
More bad reviews than 64% here
Call(281) 836-5313 View details

Full A–Z directory of all 518

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 22 listings · 6 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans5 5 Star Payday Loans2 Loan For Any Purpose4 Montana Capital Car Title Loans5 Primo Personal Loans4 US Cash Advance2
Show the 22 addresses
Their websites say they aren't the lender 7 listings · 4 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance4 300 Cash Loans1 NCCL No Credit Check Loans1 Swift Cash Advance Loans1
Show the 7 addresses
Reviews stuffed with keywords 5 listings · 4 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Direct Payday Loans1 Montana Capital Car Title Loans2 Titan Payday Loans1
Show the 5 addresses
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
MVP Car Title Loans1 Superb Cash Advance1
Show the 2 addresses
- MVP Car Title Loans — 3106 Bandell Dr
- Superb Cash Advance — 2212 S Victory St #300
Reviewers found no office 1 listing · 1 name
Reviewers of listings under these names reported that there was no office at the address.
National Personal Loans1
Show the 1 address
- National Personal Loans — 1230 Pilot Point Dr