Loan places in Austin

125 real storefronts where you can borrow or cash a check. · … of 129 open right now (Austin time).

Payday17 Title14 Installment43 Pawn20 Check cashing33of 129 · many offer several

What a loan costs here$28.43 per $100payday, paid back at once$18.94 per $100title, paid back at onceAustin area averages, OCCC Q2 2026 · Full breakdown ↓

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23 listings in Austin are probably not stores. We left them off this list and the map. See the 13 names →

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I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 121 of 129 places. The rest still show under “All”.

Opening hours

Hours are listed for 108 of 129 places — the others say “call ahead”.

Reviews

59% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

23 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $784 $284 in fees, at the Austin area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $28.43 per $100 that licensed stores in the Austin area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

129 places · page 3 of 7

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Storefronts in Austin

Cash America Pawn
Hours listedOpen late · Open Sundays
1701 E William Cannon Dr · South Creek★ 3.7 (105)Chain · 11 here
Pawn loansBuys gold & jewelry
- Ask for Misti or Natalia
- Deals in jewelry and gold
- Common complaint: rude staff
More bad reviews than 85% here
Call(512) 326-5028 View details
Regional Finance
Hours listed
2028 E Ben White Blvd Ste 410 · Parker Lane★ 4.5 (84)Chain · 3 here
Installment loans
- Ask for Rosa
- The owner answers complaints
More bad reviews than 56% here
Call(512) 823-2297 View details
Regional Finance
Hours listed
8868 Research Blvd Suite 705 · Wooten★ 4.2 (83)Chain · 3 here
Installment loans
More bad reviews than 68% here
Call(512) 374-1582 View details

Cash America Pawn
Hours listedOpen late · Open Sundays
Vista Lago Apartments, 2410 E Riverside Dr #3, Austin, TX 78741, United States · Riverside★ 3.9 (82)Chain · 11 here
Pawn loansBuys gold & jewelry
- Deals in jewelry and gold and musical instruments
- Complaints go unanswered
More bad reviews than 73% here
Call(512) 444-4656 View details
First Cash Pawn
Hours listedOpen late
13215 Research Blvd · Pond Springs★ 3.9 (82)Chain
Pawn loans
- Deals in electronics, musical instruments and tools
- Complaints go unanswered
More bad reviews than 70% here
Call(512) 506-8415 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
7544 N Lamar Blvd · Crestview★ 4.0 (75)Chain · 11 here
Pawn loansBuys gold & jewelry
- Deals in electronics
- Complaints go unanswered
More bad reviews than 77% here
Call(512) 467-2568 View details
Tower Loan
Hours listed
2113 Wells Branch Pkwy Ste 900★ 4.7 (62)Chain · 2 here
Installment loans
More bad reviews than 53% here
Call(737) 243-1002 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
501 W Ben White Blvd · West Congress★ 3.8 (69)Chain · 11 here
Pawn loansBuys gold & jewelry
- Deals in jewelry and gold
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 78% here
Call(512) 442-8858 View details
Stepstone Credit
Hours listed
8222 N Lamar Blvd Ste D · North Austin Civic Association★ 4.7 (54)Chain · 4 here
Small loans
- Ask for Leah
Fewer bad reviews than 51% here
Call(737) 202-4379 View details
Cash America Pawn
Hours listedOpen late
11857 Research Blvd · McNeil★ 3.8 (64)Chain · 11 here
Pawn loansBuys gold & jewelry
- Deals in electronics and jewelry and gold
- Complaints go unanswered
More bad reviews than 88% here
Call(512) 250-9877 View details
Worth Finance Corporation
Hours listed
11800 Anderson Mill Rd · Anderson Mill West★ 4.8 (50)Chain
Installment loans
- Ask for Teddy
Fewer bad reviews than 58% here
Call(512) 244-2274 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
9616 N Lamar Blvd #100 · North Austin Civic Association★ 3.7 (64)Chain · 11 here
Pawn loansBuys gold & jewelry
- Deals in electronics
- Complaints go unanswered
More bad reviews than 90% here
Call(512) 834-6421 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
2121 E Oltorf St #102 · Parker Lane★ 3.9 (58)Chain · 11 here
Pawn loansBuys gold & jewelry
- Ask for Kobe
- Complaints go unanswered
More bad reviews than 75% here
Call(512) 443-6004 View details
Mi Pueblito Austin Wireless
Hours listedOpen late · Open Sundays
8905 N Lamar Blvd · North Austin★ 4.7 (47)
Check cashingMoney transfer · Money orders
Call(512) 821-3700 View details
Security Finance
Hours listed
5717 S I-35 Frontage Rd Suite 170 · Bluff Springs★ 4.3 (51)Chain
Installment loansTax preparation
- Ask for Celestino or Reyna
More bad reviews than 63% here
Call(512) 442-1965 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
2321 E 7th St · East Austin★ 4.2 (49)Chain · 11 here
Pawn loansBuys gold & jewelry
- Ask for Raymond
- Deals in tools
- Complaints go unanswered
More bad reviews than 71% here
Call(512) 476-0377 View details
Direct Cash Loans
Hours listedOpen 24 hours · Open Sundays
8222 N Lamar Blvd · North Austin Civic Association★ 3.1 (58)
Small loans
More bad reviews than 67% here
Call(512) 955-5375 View details
Top Cash Pawn
Hours listedOpen late · Open Sundays
4715 S Congress Ave · South Austin★ 2.9 (57)
Pawn loans
- Complaints go unanswered
More bad reviews than 96% here
Call(512) 442-6161 View details
Action Pawn
No hours listed · call ahead
805 E Rundberg Ln · Heritage Hills★ 3.5 (44)Chain
Pawn loans
- Complaints go unanswered
More bad reviews than 92% here
Call(512) 837-8799 View details
American Eagle Loans
Hours listed
1509 Guadalupe St · Downtown Austin★ 4.8 (32)
Small loans
- Ask for Meshalique or Crystal
Fewer bad reviews than 99% here
Call(512) 478-6441 View details

Full A–Z directory of all 129

Probably not stores

Listed as loan stores in Austin, but probably not stores

These 23 listings, under 13 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 12 listings · 7 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans2 5 Star Payday Loans1 Loan For Any Purpose2 Montana Capital Car Title Loans3 Primo Personal Loans2 Superb Cash Advance1 US Cash Advance1
Show the 12 addresses
Their websites say they aren't the lender 3 listings · 3 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
2nd Chance Bad Credit Loans1 Magnolia Payday Loans1 NCCL No Credit Check Loans1
Show the 3 addresses
Reviews stuffed with keywords 5 listings · 2 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Montana Capital Car Title Loans4
Show the 5 addresses
Too few reviews for a chain that size 3 listings · 3 names
Dozens of listings share one loan website but average only a few written reviews each.
Fusion Cash Advance1 Texas Title Loans1 Trust Payday Loans1
Show the 3 addresses