American Eagle Loans
Small loans · 1509 Guadalupe St, Downtown Austin
★ 4.8 · 32 ratingsHours listed
Should you go here?
Well reviewed. Ask for the total cost before you sign.
Borrowers leave fewer bad reviews here than at 99% of Austin stores. Ask for the total you will repay, in writing.
32 ratings. Nothing comes up often enough in its reviews to call out.
of its written reviews are 1–2★, a lower share than at 99% of Austin stores.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Austin.
Rating
4.8Higher than 65% of Austin loan stores. City average is 4.3.
Lowest rated in AustinHighest
Bad reviews (1–2★), share of written reviews
What borrowers say
- Ask for Meshalique or Crystal
Stars in its 25 written reviews
Latest review Sep 2026 · 22 in the last year · Owner replied to 22 of 25
No one thing comes up often enough to count as a theme.
What it costs
Ask for the total
Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Walk in, no appointment · Wheelchair access · Apply online first
What to bring is from their website.
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
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Small loans.
An independent business, not part of a chain.