WhoWillLend

Direct Cash Loans

Small loans · 8222 N Lamar Blvd, North Austin Civic Association

★ 3.1 · 58 ratingsHours listed

Open 24 hoursOpen Sundays

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Should you go here?

Many bad reviews. Ask for the total cost before you sign.

Borrowers leave more bad reviews here than at 67% of Austin stores. Ask for the total you will repay, in writing.

Watch out
What borrowers say3.1★

58 ratings. Nothing comes up often enough in its reviews to call out.

What borrowers say ↓

Watch out
Bad reviews20%

of its written reviews are 1–2★, a higher share than at 67% of Austin stores.

How it compares ↓

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.0 mi away · installment loansTexan Credit Corporation — ★ 4.8, few bad reviews →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Austin.

Rating

3.1Higher than 6% of Austin loan stores. City average is 4.3.

Lowest rated in AustinHighest

Bad reviews (1–2★), share of written reviews

This store20%

Average Austin small loan store14%

What borrowers say

Stars in its 20 written reviews

  • 5★16
  • 4★0
  • 3★0
  • 2★0
  • 1★4

Latest review Jul 2024 · 0 in the last year · Owner replied to 0 of 20

No one thing comes up often enough to count as a theme.

What it costs

Ask for the total

Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.

Before you go

What to take, and what to ask before you sign.

Bring these

SSN or ITIN

At the store

Apply online first

What to bring is from their website.

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Ask for it in writing before you sign.

  2. 2

    What happens if I can’t pay on the due date?

    Ask what a renewal costs and whether they call your employer or references.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

The rules in Texas →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

  1. 1Texan Credit CorporationInstallment loans · 0.0 mi★ 4.8Few bad reviews
  2. 2Stepstone CreditSmall loans · 0.0 mi★ 4.7
  3. 3Raintree FinanceInstallment loans · 0.5 mi★ 3.8
  4. 4Cash America PawnPawn loans · 0.7 mi★ 4.0Many bad reviews
  5. 5Cash MasterCheck cashing · 0.7 mi
  6. 6Mi Pueblito Austin WirelessCheck cashing · 0.7 mi★ 4.7

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About this lender

Small loans.

An independent business, not part of a chain.

Busy times

How busy this place usually is, hour by hour.

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