WhoWillLend

Loan places in Austin

125 real storefronts where you can borrow or cash a check. · … of 129 open right now (Austin time).

Payday17Title14Installment43Pawn20Check cashing33of 129 · many offer several

What a loan costs here$28.43 per $100payday, paid back at once$18.94 per $100title, paid back at onceAustin area averages, OCCC Q2 2026 · Full breakdown ↓
23 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees
Payday loan, renewed onceYou repay $784 $284 in fees, at the Austin area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $28.43 per $100 that licensed stores in the Austin area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

129 places · page 4 of 7

Storefronts in Austin

  1. Tower Loan

    Hours listed

    13376 Research Blvd Ste 127 · Anderson Mill★ 4.3 (35)Chain · 2 here

    Installment loans

    • Ask for Celia

    More bad reviews than 60% here

    Call(737) 289-5031View details

  2. OneMain Financial

    No hours listed · call ahead

    9900 S I-35 Frontage Rd Ste 200★ 3.0 (50)Chain · 4 here

    Installment loans

    • The owner answers complaints
    • Common complaint: rude staff

    More bad reviews than 99% here

    Call(512) 326-1151View details

  3. Cash America Pawn

    Hours listedOpen late

    6214 US-290 · Oak Hill★ 3.8 (39)Chain · 11 here

    Pawn loansBuys gold & jewelry

    • Complaints go unanswered

    More bad reviews than 81% here

    Call(512) 892-5444View details

  1. Top Cash Pawn

    Hours listedOpen late · Open Sundays

    12006 Research Blvd · Highland Oaks★ 2.8 (52)

    Pawn loansBuys gold & jewelry

    • Complaints go unanswered

    More bad reviews than 97% here

    Call(512) 258-2426View details

  2. Stepstone Credit

    Hours listed

    3851 Airport Blvd Ste 110 · Mueller★ 4.2 (33)Chain · 4 here

    Small loans

    • The owner answers complaints

    More bad reviews than 74% here

    Call(737) 202-4454View details

  3. OneMain Financial

    Hours listed

    1212 W Parmer Ln Ste G · North Austin★ 4.2 (31)Chain · 4 here

    Installment loans

    • The owner answers complaints

    More bad reviews than 84% here

    Call(512) 374-0941View details

  4. Lendmark Financial Services LLC

    Hours listed

    13450 Research Blvd Ste 113 · Anderson Mill★ 4.6 (27)Chain · 2 here

    Installment loans

    More bad reviews than 66% here

    Call(737) 253-8070View details

  5. OneMain Financial

    Hours listed

    9020 N Capital of Texas Hwy Bldg 2 · Jollyville★ 3.3 (37)Chain · 4 here

    Installment loans

    More bad reviews than 95% here

    Call(512) 406-0214View details

  6. Cash America Pawn

    Hours listedOpen late · Open Sundays

    1620 Ohlen Rd · North Austin Civic Association★ 3.6 (33)Chain · 11 here

    Pawn loansBuys gold & jewelry

    • Complaints go unanswered

    More bad reviews than 89% here

    Call(512) 837-9324View details

  7. Regional Finance

    No hours listed · call ahead

    719 W William Cannon Dr Apt 112 · Dittmar-Slaughter★ 4.5 (26)Chain · 3 here

    Installment loans

    Call(512) 326-1933View details

  8. Stepstone Credit

    Hours listed

    4360 S Congress Ave Ste 108 · West Congress★ 3.6 (30)Chain · 4 here

    Small loans

    More bad reviews than 78% here

    Call(512) 243-5087View details

  9. OneMain Financial

    No hours listed · call ahead

    13359 Research Blvd Ste B-408 · Anderson Arbor★ 3.7 (29)Chain · 4 here

    Installment loans

    • The owner answers complaints

    More bad reviews than 81% here

    Call(512) 335-0526View details

  10. Speedy Cash

    No hours listed · call ahead

    5532 Menchaca Rd · Westgate★ 3.8 (24)Chain · 4 here

    Payday loansCheck cashing · Money transfer

    More bad reviews than 86% here

    Call(512) 707-1229View details

  11. Toledo Finance

    Hours listed

    2030 E Oltorf St #105 · Riverside★ 3.8 (23)Chain

    Installment loans

    More bad reviews than 93% here

    Call(512) 476-6711View details

  12. La Buena Market

    Hours listedOpen late · Open Sundays

    10014 N Lamar Blvd · North Austin Civic Association★ 3.6 (21)

    Check cashing

    Call(512) 494-4501View details

  13. 15M Finance

    Hours listedOpen late · Open Sundays

    1004 W 6th St · Old West Austin★ 4.7 (15)

    Installment loans

    Fewer bad reviews than 53% here

    Call(737) 241-3988View details

  14. Car Title Loans 123

    Hours listedOpen Sundays

    9002 Rock Way Dr · Scenic Brook Estates★ 4.9 (14)

    Title loans

    Call(844) 567-5011View details

  15. Mi Pueblito Stassney (Texaco)

    Hours listedOpen late · Open Sundays

    5717 S I-35 Frontage Rd Building D · Bluff Springs★ 4.2 (16)

    Check cashingMoney transfer

    View details

  16. Republic Finance

    Hours listed

    9300 I-35 C400 · Slaughter Creek★ 4.6 (14)Chain · 2 here

    Installment loans

    Call(512) 448-9495View details

  17. Kwik Cash Loans

    Hours listed

    3851 Airport Blvd #104a · Mueller★ 4.7 (12)

    Small loans

    Call(512) 477-2244View details
Full A–Z directory of all 129
Probably not stores

Listed as loan stores in Austin, but probably not stores

These 23 listings, under 13 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.