Loan places in McAllen

69 real storefronts where you can borrow or cash a check. · … of 70 open right now (McAllen time).

Payday10 Title12 Installment39 Pawn2 Check cashing7of 70 · many offer several

What a loan costs here$30.28 per $100payday, paid back at once$18.96 per $100title, paid back at onceMcAllen area averages, OCCC Q2 2026 · Full breakdown ↓

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10 listings in McAllen are probably not stores. We left them off this list and the map. See the 7 names →

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I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 4 of 70 places. The rest still show under “All”.

Opening hours

Hours are listed for 58 of 70 places — the others say “call ahead”.

Reviews

80% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

10 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $803 $303 in fees, at the McAllen area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $30.28 per $100 that licensed stores in the McAllen area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

70 places · page 2 of 4

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Storefronts in McAllen

Texan Credit Corporation
Hours listed
1411 W Dallas Ave★ 5.0 (295)Chain · 2 here
Installment loans
- Ask for Silvia or Sylvia
Fewer bad reviews than 80% here
Call(956) 683-1072 View details
ACE Cash Express
Hours listedOpen late
2109 N 10th St★ 4.9 (294)Chain · 3 here
Payday loansCheck cashing · Money transfer · Money orders · +2 more
- Ask for Cristal or Ruth
Fewer bad reviews than 52% here
Call(956) 618-3400 View details
World Finance
Hours listed
501 S Bicentennial Blvd A · McAllen Historic Business Redevelopment★ 4.9 (246)Chain · 2 here
Installment loansTax preparation
- Ask for Joanna
- Customers stay for years
Fewer bad reviews than 61% here
Call(956) 630-0054 View details

Texas Car Title and Payday Loan Services, Inc.
Hours listed
319 S 10th St★ 4.9 (225)Chain · 2 here
Title loansPayday loans
- Known for explaining the terms clearly
More bad reviews than 61% here
Call(956) 682-3400 View details
World Finance
Hours listed
2401 Pecan Blvd Ste G★ 5.0 (191)Chain · 2 here
Installment loansTax preparation
- Ask for Mayli or Charlie
- Known for fast service
Fewer bad reviews than 85% here
Call(956) 682-1477 View details
Western Finance
Hours listed
1422 W Dallas Ave★ 4.9 (193)Chain
Installment loansTax preparation
- Ask for Sandy
- Known for fast service
More bad reviews than 70% here
Call(956) 630-5626 View details
Security Finance
Hours listed
501 S Bicentennial Blvd D · McAllen Historic Business Redevelopment★ 5.0 (189)Chain · 2 here
Installment loansTax preparation
- Ask for Ada
- Known for fast service
Fewer bad reviews than 65% here
Call(956) 687-1290 View details
Texas Car Title and Payday Loan Services, Inc.
Hours listed
3111 N 10th St★ 4.9 (153)Chain · 2 here
Title loansPayday loans
- Ask for Rick
- Known for fast service
More bad reviews than 63% here
Call(956) 631-8000 View details
Economy Finance McAllen
Hours listed
419 S Broadway St★ 4.7 (135)
Installment loans
- Known for helping build credit
- The owner answers complaints
- Common complaint: rude staff
More bad reviews than 87% here
Call(956) 686-6963 View details
Cash America Pawn
Hours listedOpen late · Open Sundays
2025 N 10th St★ 4.6 (119)Chain
Pawn loansBuys gold & jewelry
- Ask for Juanita
- Deals in electronics and jewelry and gold
- Complaints go unanswered
More bad reviews than 78% here
Call(956) 618-3366 View details
Security Finance
Hours listed
3700 Dove Ave W #300★ 4.9 (85)Chain · 2 here
Installment loansTax preparation
- Known for fast service
More bad reviews than 65% here
Call(956) 631-0920 View details
First Cash Pawn
Hours listedOpen late · Open Sundays
2330 N 10th St★ 4.3 (87)Chain
Pawn loans
- Deals in jewelry and gold
- Known for a clean store
- Complaints go unanswered
More bad reviews than 91% here
Call(956) 631-7400 View details
AAA Co-Signature Loans
Hours listed
1201 Chicago Ave Apt 15★ 4.9 (65)
Installment loans
More bad reviews than 72% here
Call(956) 661-0600 View details
Credit Central
Hours listed
200 N McColl Rd Ste F★ 4.7 (65)Chain
Installment loansTax preparation
- Ask for Edna
More bad reviews than 76% here
Call(956) 618-3554 View details
Action Credit, McAllen
Hours listed
819 N 10th St Ste A★ 4.9 (60)
Small loans
Fewer bad reviews than 85% here
Call(956) 322-8105 View details
Excel Finance
Hours listed
705 N 23rd St Ste 50★ 5.0 (50)Chain
Installment loans
Fewer bad reviews than 85% here
Call(956) 682-2274 View details
Regional Finance
Hours listed
201 N McColl Rd D★ 4.5 (48)Chain · 2 here
Installment loans
- The owner answers complaints
More bad reviews than 89% here
Call(956) 992-1503 View details
Atlas Credit Co., Inc.
Hours listed
501 S Bicentennial Blvd · McAllen Historic Business Redevelopment★ 4.6 (45)Chain
Installment loans
More bad reviews than 83% here
Call(956) 687-8161 View details
Approved Money Center
No hours listed · call ahead
1201 S 10th St B★ 4.8 (43)Chain
Small loans
- Ask for Crystal
- Known for fast service
More bad reviews than 57% here
Call(956) 972-1110 View details
OneMain Financial
Hours listed
2901 N 23rd St #4★ 3.6 (47)Chain
Installment loansTitle loans
- The owner answers complaints
More bad reviews than 96% here
Call(956) 683-9900 View details

Full A–Z directory of all 70

Probably not stores

Listed as loan stores in McAllen, but probably not stores

These 10 listings, under 7 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 8 listings · 7 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans1 Loan For Any Purpose1 Montana Capital Car Title Loans2 Primo Personal Loans1 Superb Cash Advance1 Swift Title Loans1 US Cash Advance1
Show the 8 addresses
Reviews stuffed with keywords 2 listings · 2 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Montana Capital Car Title Loans1
Show the 2 addresses
- 5 Star Car Title Loans — 3702 Pecan Blvd #2
- Montana Capital Car Title Loans — 1408 E Ridge Rd Ste 7