Sun Loan Company

Installment loans · also tax preparation · 1001 S 10th St Ste E-2

★ 5.0 · 492 ratingsHours listed

Should you go here?

Average reviews, and Texas caps what it can charge.

Its share of bad reviews is about average for McAllen. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign

What borrowers say5.0★

492 ratings. Known for fast service. Known for explaining the terms clearly.

What borrowers say ↓

Good sign

Bad reviews2%

of its written reviews are 1–2★, a lower share than at 50% of McAllen stores.

How it compares ↓

Check it

What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.3 mi away · title loansLoanstar Title Loans — ★ 5.0, few bad reviews →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in McAllen.

Rating

5.0Higher than 62% of McAllen loan stores. City average is 4.5.

Lowest rated in McAllenHighest

Bad reviews (1–2★), share of written reviews

This store2%

Average McAllen installment loan store9%

Bad reviews by year · 1% in 2026

212223242526

What borrowers say

Ask for Lupita or Javier
Known for fast service
Known for explaining the terms clearly

Counted in 310 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service42 reviews · 13.5 per 100
Explains the terms clearly11 reviews · 3.5 per 100
Treats you with respect4 reviews · 1.3 per 100

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsProof of address

At the store

Walk in, no appointment · Wheelchair access · Parking · Apply online first

What to bring is from their website.

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Sun Loan Company?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

“Amazing service, quick and easy, nice friendly people 😊”
“Great customer service, answered my questions and explained options available to me.”
“Good service an very polite people an respectful”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans, and also tax preparation.

Part of a chain: Sun Loan Company has 24 locations across the Texas cities we cover — San Antonio (7), Houston (5), Laredo (4), El Paso (2), Brownsville (2), Corpus Christi (2), McAllen (1), Austin (1). See the Sun Loan Company brand page.

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