WhoWillLend

Loan places in McAllen

69 real storefronts where you can borrow or cash a check. · … of 70 open right now (McAllen time).

What a loan costs here$30.28 per $100payday, paid back at once$18.96 per $100title, paid back at onceMcAllen area averages, OCCC Q2 2026 · Full breakdown ↓
10 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees
Payday loan, renewed onceYou repay $803 $303 in fees, at the McAllen area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $30.28 per $100 that licensed stores in the McAllen area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

70 places · page 3 of 4

Storefronts in McAllen

  1. Regional Finance

    No hours listed · call ahead

    2501 N 23rd St Suite 30★ 4.5 (36)Chain · 2 here

    Installment loans

    More bad reviews than 80% here

  2. 914 Lindberg Ave Ste C★ 5.0 (32)

    Installment loans

    Fewer bad reviews than 85% here

  3. B & F Finance

    Hours listed

    1420 W Dallas Ave★ 4.4 (34)Chain

    Installment loans

    More bad reviews than 93% here

  1. Toledo Finance

    Hours listed

    1418 W Dallas Ave★ 4.8 (29)Chain

    Installment loans

    More bad reviews than 74% here

  2. 1213 Chicago Ave★ 3.5 (35)Chain

    Installment loans

    • Common complaint: rude staff
    • Complaints go unanswered

    More bad reviews than 98% here

  3. 6500 N 10th St Suite N★ 4.5 (27)Chain

    Installment loans

    • Ask for Jessica

    More bad reviews than 85% here

  4. 604 N McColl Rd★ 5.0 (21)Chain

    Installment loans

    • Ask for Dolores
  5. Republic Finance

    Hours listedOpen late

    1700 Dove Ave W Ste 70★ 4.5 (19)Chain

    Installment loans

  6. Casa de Cambio - Texas Money Exchange

    Hours listedOpen late · Open Sundays

    4403 W Military Hwy Ste 701★ 3.6 (14)Chain · 2 here

    Check cashingMoney transfer

  7. Solaris Financial

    Hours listed

    4900 W Expy 83 Ste 260-D★ 5.0 (9)

    Small loans

  8. Hermanos Loans

    Hours listed

    500 S Broadway St★ 2.8 (16)

    Small loans

  9. 710 S Main St★ 2.9 (15)

    Installment loans

  10. Famsa Loans

    Hours listed

    2105 N 10th St★ 2.8 (13)Chain

    Small loans

  11. El Centro Finance

    Hours listed

    1416 W Dallas Ave★ 3.9 (9)

    Installment loans

  12. Dollar Finance

    No hours listed · call ahead

    601 S 23rd St Ste 300★ 5.0 (6)

    Installment loans

  13. Bell Finance Inc

    Hours listed

    405 S 15th St #5103★ 2.3 (9)

    Installment loans

  14. Noble Finance

    No hours listed · call ahead

    1201 Chicago Ave Ste 7★ 1.8 (11)Chain

    Installment loans

  15. Parra Loan Co

    Hours listed

    321 S 15th St★ 3.0 (6)Chain

    Small loans

  16. Century Loans

    No hours listed · call ahead

    518 S 17th St★ 5.0 (3)

    Small loans

  17. Casa de Cambio - Texas Money Exchange

    No hours listed · call ahead

    221 S 15th St Ste. 120★ 5.0 (1)Chain · 2 here

    Check cashing

Probably not stores

Listed as loan stores in McAllen, but probably not stores

These 10 listings, under 7 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.