WhoWillLend

Loan places in McAllen

69 real storefronts where you can borrow or cash a check. · … of 70 open right now (McAllen time).

What a loan costs here$30.28 per $100payday, paid back at once$18.96 per $100title, paid back at onceMcAllen area averages, OCCC Q2 2026 · Full breakdown ↓
10 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees
Payday loan, renewed onceYou repay $803 $303 in fees, at the McAllen area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $30.28 per $100 that licensed stores in the McAllen area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

70 places · page 4 of 4

Storefronts in McAllen

  1. 417 S Broadway St★ 5.0 (1)

    Installment loans

  2. 1207 Erie Ave

    Small loans

  3. C & G Loan Co

    No hours listed · call ahead

    1521 W Dallas Ave

    Small loans

  1. Cash N Go Ltd

    Hours listedOpen late

    2800 N 10th St # C

    Payday loans

  2. 5025 W Expy 83

    Small loans

  3. Credit Corner

    No hours listed · call ahead

    McAllen, TX 78501

    Small loans

  4. EZ Money

    Hours listedOpen late

    719 S 10th StChain

    Small loans

  5. Plaza Finance Co

    No hours listed · call ahead

    306 S 17th St · McAllen Historic Business Redevelopment

    Installment loans

  6. service loan company

    No hours listed · call ahead

    2313 Harvey St #3Chain

    Small loans

  7. Texan Credit Corporation

    No hours listed · call ahead

    2401 Pecan BlvdChain · 2 here

    Installment loans

Probably not stores

Listed as loan stores in McAllen, but probably not stores

These 10 listings, under 7 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.