Loanstar Title Loans
Title loans · 600 S 10th St
★ 5.0 · 692 ratingsHours listed
Se habla español
Should you go here?
Well reviewed, but the loan itself is expensive.
Borrowers leave fewer bad reviews here than at 76% of McAllen stores. The risk is the product: fees are high and your car is the collateral. Compare a cheaper option first.
of its written reviews are 1–2★, a lower share than at 76% of McAllen stores. 2nd of 3 Loanstar Title Loans branches here.
In fees on a $1,000 loan, at the McAllen area average. Texas sets no cap on these fees.
Title-loan cars in the McAllen area were repossessed last quarter (OCCC, Q2 2026).
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in McAllen and every other Loanstar Title Loans branch.
Rating
5.0Higher than 62% of McAllen loan stores. City average is 4.5.
Lowest rated in McAllenHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 0% in 2026
What borrowers say
- Ask for Danny or Flor
- Known for explaining the terms clearly
Counted in 420 written reviews. Bars: mentions per 100.
What borrowers appreciate
Work out what you’d repay
Title lenders in the McAllen area report an average fee of $18.96 per $100 for 30 days (OCCC, Q2 2026). Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,190
$1,000 you borrowed$190 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $190 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
Who they lend to
- Income from benefits or retirement counts
At the store
Walk in, no appointment · Wheelchair access · Apply online first · Se habla español
From loanstartitleloans.net, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I’m late?
Ask how many days before they can take the car.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Car title loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $502.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1EZ MoneySmall loans · 0.1 mi
- 2Texas Car Title and Payday Loan Services, Inc.Title loans · 0.1 mi★ 4.9Many bad reviews
- 3AZTECA LOAN COMPANY LLCSmall loans · 0.2 mi
- 4Economy Finance McAllenInstallment loans · 0.2 mi★ 4.7Many bad reviews
- 5City Finance & Brokerage CoInstallment loans · 0.2 mi★ 5.0
- 6AAA Co-Signature LoansInstallment loans · 0.2 mi★ 4.9Many bad reviews
Been to Loanstar Title Loans?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Awesome customer service , very fast and efficient, Danny and flor are the best thank you all”
- “Danny me explico todo y super atento muchas gracias 🙏”
- “I was helped so fast and she was very respectful”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Title loans.
Part of a chain: Loanstar Title Loans has 33 locations across the Texas cities we cover — Houston (15), San Antonio (6), Fort Worth (3), McAllen (3), El Paso (2), Corpus Christi (2), Brownsville (1), Austin (1). See the Loanstar Title Loans brand page.