Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134 Title99 Installment143 Pawn56 Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓

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37 listings in Houston are probably not stores. We left them off this list and the map. See the 15 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 430 of 518 places. The rest still show under “All”.

Opening hours

Hours are listed for 406 of 518 places — the others say “call ahead”.

Reviews

63% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 12 of 26

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Storefronts in Houston

Courtesy Credit
Hours listed
7006 Woodridge Dr · Pecan Park★ 4.7 (77)
Small loans
- Known for fast service
- Complaints go unanswered
More bad reviews than 66% here
Call(713) 228-0281 View details
J & E'S Pawn Shop
Hours listed
12303 Scarsdale Blvd B★ 4.1 (88)
Pawn loans
- Deals in electronics
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 77% here
Call(281) 481-3510 View details
OneMain Financial
Hours listed
5815 Gulf Fwy Ste B350 · Lawndale / Wayside★ 4.2 (85)Chain · 9 here
Installment loans
- Ask for Gracie
- Known for explaining the terms clearly
More bad reviews than 81% here
Call(713) 928-6825 View details

Valu+ Pawn
Hours listedOpen late
10030 North Fwy · Northside★ 4.5 (79)Chain · 2 here
Pawn loansBuys gold & jewelry
- Common complaint: rude staff
More bad reviews than 71% here
Call(832) 900-2300 View details
Senor Check Cashing #18
Hours listedOpen late
7210 Lawndale St · Pecan Park★ 4.4 (80)
Check cashingMoney transfer
More bad reviews than 76% here
Call(713) 637-4222 View details
Cash Store
No hours listed · call ahead
2600 S Kirkwood Rd Ste 300 · Westside★ 4.6 (76)Chain · 17 here
Payday loans
- The owner answers complaints
More bad reviews than 67% here
Call(281) 752-4200 View details
Loanstar Title Loans
No hours listed · call ahead
12011 Bammel North Houston Rd★ 4.8 (70)Chain · 25 here
Title loans
- Known for fast service
- Known for explaining the terms clearly
More bad reviews than 55% here
Call(281) 440-8100 View details
Cash Store
No hours listed · call ahead
11400 Gulf Fwy Ste A · Greater Hobby Area★ 4.3 (78)Chain · 17 here
Payday loansTitle loans
- Known for fast service
- The owner answers complaints
More bad reviews than 72% here
Call(713) 943-1876 View details
OneMain Financial
Hours listed
15757 FM 529 B · Copperwood★ 3.9 (85)Chain · 9 here
Installment loansTitle loans
- Known for explaining the terms clearly
- The owner answers complaints
- Common complaint: rude staff
More bad reviews than 82% here
Call(281) 856-8485 View details
OneMain Financial
Hours listed
11807 Westheimer Rd Ste 570 · Westside★ 3.8 (87)Chain · 9 here
Installment loansTitle loans
- The owner answers complaints
More bad reviews than 86% here
Call(281) 556-1955 View details
Senor Check Cashing #01
Hours listedOpen late
6345 Windswept Ln C · Westside★ 4.5 (72)
Check cashingMoney transfer · Money orders
More bad reviews than 78% here
Call(713) 972-0001 View details
Texas Car Title and Payday Loan Services, Inc.
Hours listed
9478 S Texas 6★ 4.5 (72)Chain · 5 here
Title loansPayday loans
- Ask for Diana
- Known for explaining the terms clearly
More bad reviews than 69% here
Call(281) 776-9900 View details
American Finance
Hours listed
5910 Scott St F · South Side★ 4.8 (66)
Installment loans
- Known for fast service
More bad reviews than 57% here
Call(713) 921-5626 View details
Senor Check Cashing #15
Hours listedOpen late
5902 Renwick Dr C · Gulfton★ 4.8 (66)
Check cashingMoney orders
More bad reviews than 58% here
Call(281) 974-1823 View details
Senor Check Cashing #13
Hours listedOpen late
6744 Hillcroft St · Sharpstown★ 4.5 (69)
Check cashingMoney transfer · Money orders
- Complaints go unanswered
More bad reviews than 69% here
Call(281) 888-6577 View details
Regional Finance
Hours listed
1804 Wirt Rd · Spring Branch East★ 4.3 (71)Chain · 6 here
Installment loans
- Ask for Rudy
- Known for fast service
More bad reviews than 77% here
Call(713) 956-1428 View details
Senor Check Cashing #05
Hours listedOpen late
4701 W 34th St · Central Northwest★ 4.0 (76)
Check cashingMoney transfer · Money orders
- Common complaint: rude staff
More bad reviews than 83% here
Call(281) 501-8423 View details
Senor Check Cashing #17
Hours listedOpen late
4203 Aldine Mail Rte Rd A★ 4.1 (74)
Check cashingMoney orders
- Common complaint: rude staff
- Complaints go unanswered
More bad reviews than 83% here
Call(281) 741-0047 View details
World Finance
No hours listed · call ahead
10218 Beechnut St · Westside★ 4.9 (61)Chain · 13 here
Installment loansTax preparation
- Known for fast service
Fewer bad reviews than 62% here
Call(832) 554-9189 View details
Senor Check Cashing #12
Hours listedOpen late
5907 Rampart St · Gulfton★ 4.5 (66)
Check cashingMoney transfer
More bad reviews than 63% here
Call(281) 974-2352 View details

Full A–Z directory of all 518

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 22 listings · 6 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans5 5 Star Payday Loans2 Loan For Any Purpose4 Montana Capital Car Title Loans5 Primo Personal Loans4 US Cash Advance2
Show the 22 addresses
Their websites say they aren't the lender 7 listings · 4 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance4 300 Cash Loans1 NCCL No Credit Check Loans1 Swift Cash Advance Loans1
Show the 7 addresses
Reviews stuffed with keywords 5 listings · 4 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Direct Payday Loans1 Montana Capital Car Title Loans2 Titan Payday Loans1
Show the 5 addresses
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
MVP Car Title Loans1 Superb Cash Advance1
Show the 2 addresses
- MVP Car Title Loans — 3106 Bandell Dr
- Superb Cash Advance — 2212 S Victory St #300
Reviewers found no office 1 listing · 1 name
Reviewers of listings under these names reported that there was no office at the address.
National Personal Loans1
Show the 1 address
- National Personal Loans — 1230 Pilot Point Dr