Approved Money Center

Small loans · 1201 S 10th St B

★ 4.8 · 43 ratingsNo hours listed · call ahead

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Should you go here?

Average reviews. Ask for the total cost before you sign.

Its share of bad reviews is about average for McAllen. Ask for the total you will repay, in writing.

Good sign

What borrowers say4.8★

43 ratings. Known for fast service.

What borrowers say ↓

Watch out

Bad reviews2%

of its written reviews are 1–2★, a higher share than at 57% of McAllen stores.

How it compares ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.0 mi away · installment loansFast Global Finance LLC — ★ 5.0, few bad reviews →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in McAllen.

Rating

4.8Higher than 34% of McAllen loan stores. City average is 4.5.

Lowest rated in McAllenHighest

Bad reviews (1–2★), share of written reviews

This store2%

Bad reviews by year · 0% in 2026

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What borrowers say

Ask for Crystal
Known for fast service

Counted in 42 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service5 reviews · 11.9 per 100

What it costs

Ask for the total

Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.

Before you go

What to take, and what to ask before you sign.

Bring these

Their website doesn’t list documents. Call ahead and ask what to bring.

At the store

Wheelchair access

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

The rules in Texas →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Approved Money Center?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

“Fast and easy dervice, Crystal was very nice and professional”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Small loans.

Part of a chain: Approved Money Center has 2 locations across the Texas cities we cover — Laredo (1), McAllen (1).

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