Loan places in Houston

504 real storefronts where you can borrow or cash a check. · … of 518 open right now (Houston time).

Payday134 Title99 Installment143 Pawn56 Check cashing178of 518 · many offer several

What a loan costs here$17.46 per $100payday, paid back at once$18.58 per $100title, paid back at onceHouston area averages, OCCC Q2 2026 · Full breakdown ↓

Sort

Filters

37 listings in Houston are probably not stores. We left them off this list and the map. See the 15 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 430 of 518 places. The rest still show under “All”.

Opening hours

Hours are listed for 406 of 518 places — the others say “call ahead”.

Reviews

63% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

37 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $675 $175 in fees, at the Houston area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $17.46 per $100 that licensed stores in the Houston area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

518 places · page 25 of 26

Sort

Storefronts in Houston

Financial Federal
No hours listed · call ahead
1300 Post Oak Blvd · Westside
Small loans
Call(713) 439-0563 View details
Gemsa Loan Services LP
Hours listed
929 Gessner Rd Suite 1700 · Westside
Small loans
Call(713) 458-7200 View details
Guardian Financial Services
No hours listed · call ahead
16618 Clay Rd ste.500
Check cashingMoney transfer · Money orders · Tax preparation
Call(832) 683-4954 View details

Houston Truck Finance Co
No hours listed · call ahead
1631 McCarty St · Denver Harbor / Port Houston
Installment loans
Call(713) 674-9932 View details
JSC Check Cashing
No hours listed · call ahead
3100 Produce Row #109 · Gulfgate Riverview / Pine Valley
Check cashing
Call(713) 921-2311 View details
KJC Auto Title Loans
Hours listed
3926 Aldine Mail Rte RdChain · 4 here
Title loans
Call(281) 449-9300 View details
KJC Auto Title Loans
Hours listed
3411 Irvington Blvd · NorthsideChain · 4 here
Title loans
Call(281) 936-0123 View details
KJC Auto Title Loans
Hours listed
723 W Mt Houston Rd · Hidden ValleyChain · 4 here
Title loans
Call(281) 847-2300 View details
LaQue Loans
No hours listed · call ahead
13050 Champions Park Dr · Champions Park
Small loans
Call(832) 909-5122 View details
Lending Helping Hands To Othrs
No hours listed · call ahead
333 N Sam Houston Pkwy E #400
Small loans
Call(281) 405-5527 View details
Les Finance Corporation
No hours listed · call ahead
10613 W Sam Houston Pkwy N
Installment loans
Call(281) 408-2766 View details
Loan Bird
No hours listed · call ahead
Address not shown
Small loans
Call(281) 815-0540 View details
Loan City
No hours listed · call ahead
Houston, TX 77069
Small loans
Call(281) 586-2280 View details
Loan Defenders
No hours listed · call ahead
14405 Walters Rd · Cornerstone Village North
Small loans
Call(281) 781-8820 View details
Loan Originator
No hours listed · call ahead
5373 W Alabama St #506
Small loans
Call(713) 283-5440 View details
LOANSHOP LLC
Hours listed
16821 Buccaneer Ln Ste 103 · Clear Lake
Small loans
Call(844) 562-6747 View details
LRR Energy LP
No hours listed · call ahead
1111 Bagby St #4600 · Downtown Houston
Check cashing
Call(713) 292-9510 View details
Mercury Finance
No hours listed · call ahead
8876 Gulf Fwy · Southeast Houston
Installment loans
View details
Mit Cashing Services
No hours listed · call ahead
1819 Gessner Rd · Northwest Houston
Check cashing
Call(713) 935-0448 View details
Money Stop
No hours listed · call ahead
6330 Antoine Dr · Greater Inwood
Check cashing
View details

Full A–Z directory of all 518

Probably not stores

Listed as loan stores in Houston, but probably not stores

These 37 listings, under 15 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 22 listings · 6 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans5 5 Star Payday Loans2 Loan For Any Purpose4 Montana Capital Car Title Loans5 Primo Personal Loans4 US Cash Advance2
Show the 22 addresses
Their websites say they aren't the lender 7 listings · 4 names
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance4 300 Cash Loans1 NCCL No Credit Check Loans1 Swift Cash Advance Loans1
Show the 7 addresses
Reviews stuffed with keywords 5 listings · 4 names
Many of the written reviews under these names are stuffed with place and loan keywords — a pattern of marketing listings, rarely of real stores.
5 Star Car Title Loans1 Direct Payday Loans1 Montana Capital Car Title Loans2 Titan Payday Loans1
Show the 5 addresses
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
MVP Car Title Loans1 Superb Cash Advance1
Show the 2 addresses
- MVP Car Title Loans — 3106 Bandell Dr
- Superb Cash Advance — 2212 S Victory St #300
Reviewers found no office 1 listing · 1 name
Reviewers of listings under these names reported that there was no office at the address.
National Personal Loans1
Show the 1 address
- National Personal Loans — 1230 Pilot Point Dr