Loan places in El Paso

208 real storefronts where you can borrow or cash a check. · … of 212 open right now (El Paso time).

Payday32 Title18 Installment111 Pawn25 Check cashing24of 212 · many offer several

What a loan costs here$18.23 per $100title, paid back at onceEl Paso area averages, OCCC Q2 2026 · Full breakdown ↓

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14 listings in El Paso are probably not stores. We left them off this list and the map. See the 11 names →

Your situation

I need and I have .

Optional. Your answers reprice the cheapest-route comparison.

Neighbourhood

Known for 186 of 212 places. The rest still show under “All”.

Opening hours

Hours are listed for 180 of 212 places — the others say “call ahead”.

Reviews

65% of places here are rated 4.5 or higher, so stars rarely separate them. “Reassuring reviews” uses what borrowers write about.

14 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees

Payday loan, renewed onceYou repay $766 $266 in fees, at the Texas average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $26.60 per $100 that licensed stores in the Texas reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

212 places · page 2 of 11

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Storefronts in El Paso

Inter-America Finance Corp.
Hours listed
600 E Paisano Dr # B · El Segundo Barrio★ 5.0 (802)
Installment loans
- Ask for Luis
- Known for fast service
Fewer bad reviews than 88% here
Call(915) 544-3956 View details
World Finance
Hours listed
6510 N Mesa St Ste B · Lambka Park★ 5.0 (775)Chain · 11 here
Installment loansTax preparation
- Ask for Teresa
- Usually done in about 30 minutes
Fewer bad reviews than 86% here
Call(915) 584-6200 View details
Loanstar Title Loans
Hours listed
336 N Zaragoza Rd · Mission Valley★ 5.0 (699)Chain · 5 here
Title loans
- Ask for Diana or Laura
- Known for fast service
- Complaints go unanswered
Fewer bad reviews than 54% here
Call(915) 860-2400 View details

PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
1921 Montana Ave · Five Points West★ 4.6 (746)Chain · 2 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Ana or Eduardo
- Cashes payroll, personal and insurance and settlement checks
- Common complaint: checks turned away
More bad reviews than 72% here
Call(915) 542-1214 View details
PLS Check Cashers
Hours listedOpen 24 hours · Open Sundays
9155 Dyer St A · Northeast El Paso★ 4.8 (711)Chain · 2 here
Payday loansCheck cashing · Money transfer · Money orders
- Ask for Emily or Sylvia
- The owner answers complaints
- Common complaint: checks turned away
More bad reviews than 67% here
Call(915) 751-6957 View details
World Finance
Hours listed
321 S El Paso St · Downtown El Paso★ 5.0 (614)Chain · 11 here
Installment loansTax preparation
- Ask for Dionisio or Aracely
Fewer bad reviews than 82% here
Call(915) 544-5708 View details
Western Finance
Hours listed
5400 N Mesa St H · Festival Hills★ 4.8 (568)Chain · 4 here
Installment loansTax preparation
- Ask for Brenda or Yadira
- Known for fast service
More bad reviews than 52% here
Call(915) 581-8370 View details
World Finance
Hours listed
9839 Dyer St Ste A · Milagro Hills★ 5.0 (534)Chain · 11 here
Installment loansTax preparation
- Ask for Lori or Lorena
- Usually done in about 20 minutes
Fewer bad reviews than 88% here
Call(915) 200-0323 View details
Check `n Go
Hours listed
9040 Dyer St Suite 103 · Restlawn★ 5.0 (509)Chain · 5 here
Payday loansMoney orders
- Ask for Dalia
- Known for fast service
Fewer bad reviews than 66% here
Call(915) 751-7511 View details
Western Finance
Hours listed
4301 Montana Ave Ste c & d · Austin Terrace★ 4.9 (484)Chain · 4 here
Installment loansTax preparation
- Ask for Cristina or Christina
- Known for fast service
Fewer bad reviews than 71% here
Call(915) 562-1061 View details
Inter America Finance
Hours listed
306 E Paisano Dr E · Downtown El Paso★ 4.9 (482)
Installment loans
- Known for explaining the terms clearly
Fewer bad reviews than 62% here
Call(915) 351-3900 View details
World Finance
Hours listed
6590 Montana Ave B★ 5.0 (453)Chain · 11 here
Installment loansTax preparation
- Ask for Erika or Dorian
- Known for fast service
Fewer bad reviews than 78% here
Call(915) 843-2220 View details
ACE Cash Express
Hours listedOpen late
5070 Doniphan Dr C · Roberts★ 4.9 (444)Chain · 5 here
Payday loansInstallment loans · Check cashing · Money transfer · +2 more
- Ask for Marisela or Nancy
- Known for explaining the terms clearly
- Common complaint: the check-cashing fee
Fewer bad reviews than 60% here
Call(915) 585-6275 View details
World Finance
Hours listed
1805 Montana Ave Ste B · Golden Hill★ 5.0 (428)Chain · 11 here
Installment loansTax preparation
- Ask for Rosie or Alfredo
- Known for fast service
Fewer bad reviews than 78% here
Call(915) 532-1404 View details
LoanStar Title Loans
Hours listed
6625 Montana Ave★ 5.0 (425)Chain · 5 here
Title loans
- Ask for Moses or Asiah
- Known for fast service
Fewer bad reviews than 83% here
Call(915) 566-8387 View details
Benny's Pawn Shop
Hours listedOpen late · Open Sundays
1795 N Zaragoza Rd · Marty Robbins North★ 4.4 (466)Chain · 7 here
Pawn loansBuys gold & jewelry
- Ask for Christina or Miranda
- Deals in jewelry and gold, electronics and musical instruments
- Common complaint: rude staff
More bad reviews than 78% here
Call(915) 857-7711 View details
Omni Military Loans
Hours listed
3910 Dyer St Ste E · Morningside Heights★ 4.8 (417)Chain
Small loans
- Known for fast service
- Known for explaining the terms clearly
More bad reviews than 53% here
Call(915) 566-6664 View details
ACE Cash Express
Hours listedOpen late
424 N Yarbrough Dr Ste 4 · Mission Valley★ 4.9 (408)Chain · 5 here
Payday loansInstallment loans · Check cashing · Money transfer · +2 more
- Ask for Laura or Veronica
- The owner answers complaints
Fewer bad reviews than 52% here
Call(915) 595-2241 View details
ACE Cash Express
Hours listedOpen late
9130 Dyer St · Northeast El Paso★ 4.9 (403)Chain · 5 here
Payday loansCheck cashing · Money transfer · Money orders · +1 more
- Ask for Adriana
Fewer bad reviews than 75% here
Call(915) 751-4820 View details
World Finance
Hours listed
6920 Delta Dr Ste. 10 · Mission Valley★ 5.0 (384)Chain · 11 here
Installment loansTax preparation
- Ask for Ambar or Patricia
- Known for fast service
Fewer bad reviews than 88% here
Call(915) 771-7953 View details

Full A–Z directory of all 212

Probably not stores

Listed as loan stores in El Paso, but probably not stores

These 14 listings, under 11 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.

One website template, 1,270 listings 11 listings · 8 names
They link to a website built from one template shared by 1,270 listings under 9 brand names — the footprint of a marketing network, not a local shop.
5 Star Car Title Loans2 5 Star Payday Loans1 Elite Payday Loans1 Loan For Any Purpose1 Montana Capital Car Title Loans2 Primo Personal Loans2 Superb Cash Advance1 US Cash Advance1
Show the 11 addresses
Their websites say they aren't the lender 1 listing · 1 name
The website each name links to describes itself as a go-between, and people reviewing other listings that link to it report there was no office. Each name's page quotes what its site says.
1F Cash Advance1
Show the 1 address
- 1F Cash Advance — 201 S Americas Ave #208
Too few reviews for a chain that size 2 listings · 2 names
Dozens of listings share one loan website but average only a few written reviews each.
Nat Cash Advance1 Texas Title Loans1
Show the 2 addresses
- Nat Cash Advance — no street address listed
- Texas Title Loans — no street address listed