LoanStar Title Loans
Title loans · 6625 Montana Ave
★ 5.0 · 425 ratingsHours listed
Should you go here?
Well reviewed, but the loan itself is expensive.
Borrowers leave fewer bad reviews here than at 83% of El Paso stores. The risk is the product: fees are high and your car is the collateral. Compare a cheaper option first.
425 ratings. Known for fast service. Known for explaining the terms clearly.
of its written reviews are 1–2★, a lower share than at 83% of El Paso stores. 3rd of 5 LoanStar Title Loans branches here.
In fees on a $1,000 loan, at the El Paso area average. Texas sets no cap on these fees.
Title-loan cars in the El Paso area were repossessed last quarter (OCCC, Q2 2026).
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in El Paso and every other LoanStar Title Loans branch.
Rating
5.0Higher than 76% of El Paso loan stores. City average is 4.5.
Lowest rated in El PasoHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 0% in 2026
What borrowers say
- Ask for Moses or Asiah
- Known for fast service
- Known for explaining the terms clearly
Counted in 206 written reviews. Bars: mentions per 100.
What borrowers appreciate
Work out what you’d repay
Title lenders in the El Paso area report an average fee of $18.23 per $100 for 30 days (OCCC, Q2 2026). Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,182
$1,000 you borrowed$182 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $182 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
Who they lend to
- Income from benefits or retirement counts
At the store
Walk in, no appointment · Wheelchair access · Apply online first
From loanstartitleloans.net, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I’m late?
Ask how many days before they can take the car.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Car title loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $480.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Benny's Pawn ShopPawn loans · 0.1 mi★ 4.1Many bad reviews
- 2Atlas CreditInstallment loans · 0.2 mi★ 4.3Many bad reviews
- 3Action Credit, El PasoSmall loans · 0.2 mi★ 3.8Many bad reviews
- 4World FinanceInstallment loans · 0.2 mi★ 5.0Few bad reviews
- 5Family FinanceInstallment loans · 0.2 mi
- 6Texan Credit CorporationInstallment loans · 0.8 mi★ 4.9Few bad reviews
Been to LoanStar Title Loans?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Great Fast service with attention to detail by rep”
- “A Very good customer service by Moises he helped me a lot and explain me everything very detailed”
- “Moises was so helpful, kind and respectful”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Title loans.
Part of a chain: LoanStar Title Loans has 17 locations across the Texas cities we cover — Houston (10), Corpus Christi (3), El Paso (3), San Antonio (1). See the LoanStar Title Loans brand page.